{"slug":"asgard-ai-platform-algo-risk-credit","source_name":"asgard-ai-platform/algo-risk-credit","name":"Asgard AI Platform/Algo Risk Credit","description":"Build credit scoring models to predict default probability from borrower characteristics. Use this skill when the user needs to assess creditworthiness, build a credit scorecard, or evaluate lending risk — even if they say 'predict default risk', 'credit scoring', or 'loan approval model'.","version":1,"lift":{"pass_rate_delta_pts":17.39,"pass_rate_pct":87,"total_cases":23,"passed_cases":20,"tokens_delta_pct":19.6,"turns_delta_pct":0,"verdict":"mixed","benchmark_model":"gemini-3.6-flash","grading_method":"judged","completed_at":"2026-08-28T02:50:21.713388+00:00"},"skill_score":0.8696,"benchmark_models":[{"model":"gemini-3.6-flash","headline":true,"delta_pts":17.39,"with_pass_pct":87,"without_pass_pct":69.6,"tokens_delta_pct":19.6,"turns_delta_pct":0,"total_cases":23,"cases_aggregated":23,"verdict":"mixed","never_hurt":true,"completed_at":"2026-08-28T02:50:21.713388+00:00","run_id":"cdcc0366-8e76-457a-a9e7-7dd07601703d","latest_attempt":{"id":"cdcc0366-8e76-457a-a9e7-7dd07601703d","runner_model":"gemini-3.6-flash","overall_verdict":"mixed","completed_at":"2026-08-28T02:50:21.713388+00:00","gate":null},"version_number":1,"is_latest_version":true,"gate":null}],"trust":{"skill_safety":"passed","safety_status":"clean","intent_verdict":"safe","content_status":"clean","indexable":true},"license":"MIT","install_count":0,"total_uses":0,"total_users":0,"manifest_hash":"a3665ac18b840cf991cf8f362f782686e2f9932217e54dafb1985d57a683899e","install_name":"asgard-ai-platform-algo-risk-credit","version_id":"e89ae2e7-31c7-4412-ac52-f069b6f4613d","body_sha256":"a3665ac18b840cf991cf8f362f782686e2f9932217e54dafb1985d57a683899e","render_hash":"66042624bdce6c8dbfbcb62a4d2498a17de7dc1966ddd8a356ef7c7ee7f406b4","raw_url":"https://app.decimal.ai/s/asgard-ai-platform-algo-risk-credit/SKILL.md","scorecard_url":"https://app.decimal.ai/skills/asgard-ai-platform-algo-risk-credit"}