{"slug":"benefits-explainer","source_name":"benefits-explainer","name":"Explain a benefit without deciding it","description":"Use when an employee or HR generalist asks what a health or welfare benefit is or how it works — an account or plan type (health savings vs flexible spending account, a high-deductible plan vs a preferred-provider plan, continuation coverage after leaving a job) — and wants it explained in plain language. Explains the mechanism and the distinctions between plan types, but refuses to decide the person's own eligibility, tax outcome, or whether a specific expense is covered, sending those to the plan document and a qualified advisor. Do NOT use for enrolling someone or changing elections, for processing payroll deductions, or for adjudicating a property or auto insurance claim.","version":1,"lift":{"pass_rate_delta_pts":null,"pass_rate_pct":30.8,"total_cases":13,"passed_cases":4,"tokens_delta_pct":543,"turns_delta_pct":0,"verdict":"mixed","benchmark_model":"gemini-3.5-flash","grading_method":"judged","completed_at":"2026-07-11T04:28:24.819369+00:00"},"skill_score":null,"benchmark_models":[{"model":"gemini-3.5-flash","headline":false,"delta_pts":null,"with_pass_pct":null,"without_pass_pct":null,"tokens_delta_pct":543,"turns_delta_pct":0,"total_cases":13,"cases_aggregated":13,"verdict":"mixed","never_hurt":true,"completed_at":"2026-07-11T04:28:24.819369+00:00","run_id":"7cddc39d-dd21-4570-80a4-75fe3f0b9f26","version_number":1,"is_latest_version":true,"gate":"not_comparable"}],"trust":{"skill_safety":"passed","safety_status":"clean","intent_verdict":"safe","content_status":"clean","indexable":false},"license":null,"install_count":0,"manifest_hash":"33f5a7ab4fabbcaec32eca525b779697ab78194a934eeadb67ad9967dc4b1fe3","raw_url":"https://app.decimal.ai/s/benefits-explainer/SKILL.md","scorecard_url":"https://app.decimal.ai/skills/benefits-explainer"}