{"slug":"bodily-injury-demand-evaluation","source_name":"bodily-injury-demand-evaluation","name":"Valuing a bodily-injury demand","description":"Use when valuing a bodily-injury demand or deciding what a claim is worth — separates documented special damages (medical bills plus wage loss) from estimated general damages, values the generals by an explicit multiplier or per-diem method instead of a gut number, carves out pre-existing and degenerative conditions so only the injury this event caused is paid, reduces for the claimant's failure to mitigate, and treats a time-limited within-limits demand as a bad-faith-window decision rather than a routine offer. Do NOT use for setting the case reserve, for drafting the settlement offer letter, for coverage determinations, or for total-loss vehicle valuation.","version":1,"lift":{"pass_rate_delta_pts":null,"pass_rate_pct":15.4,"total_cases":13,"passed_cases":2,"tokens_delta_pct":550.7,"turns_delta_pct":0,"verdict":"mixed","benchmark_model":"gemini-3.5-flash","grading_method":"judged","completed_at":"2026-07-11T04:30:47.222896+00:00"},"skill_score":null,"benchmark_models":[{"model":"gemini-3.5-flash","headline":false,"delta_pts":null,"with_pass_pct":null,"without_pass_pct":null,"tokens_delta_pct":550.7,"turns_delta_pct":0,"total_cases":13,"cases_aggregated":13,"verdict":"mixed","never_hurt":true,"completed_at":"2026-07-11T04:30:47.222896+00:00","run_id":"8aec3283-c668-403b-9649-03f7c2debb92","version_number":1,"is_latest_version":true,"gate":"not_comparable"}],"trust":{"skill_safety":"passed","safety_status":"clean","intent_verdict":"safe","content_status":"clean","indexable":false},"license":null,"install_count":0,"manifest_hash":"04efe7c2785f5e871f55121eb4523efc7301f9e0879edbf9459526c9ab983aae","raw_url":"https://app.decimal.ai/s/bodily-injury-demand-evaluation/SKILL.md","scorecard_url":"https://app.decimal.ai/skills/bodily-injury-demand-evaluation"}