{"slug":"debt-survival","source_name":"debt-survival","name":"Debt Survival","description":"Your income dropped. Your bills didn't. You're staring at a stack of obligations that made sense when you had a paycheck and now feel like a wall closing in. This skill is about triage: what to pay, what to negotiate, what to let go, and what happens if you do.","version":1,"lift":{"pass_rate_delta_pts":13.64,"pass_rate_pct":18.2,"total_cases":22,"passed_cases":4,"tokens_delta_pct":238.7,"turns_delta_pct":0,"verdict":"mixed","benchmark_model":"gemini-3.6-flash","grading_method":"judged","completed_at":"2026-07-27T09:25:40.733873+00:00"},"skill_score":0.1818,"benchmark_models":[{"model":"gemini-3.6-flash","headline":true,"delta_pts":13.64,"with_pass_pct":18.2,"without_pass_pct":4.5,"tokens_delta_pct":238.7,"turns_delta_pct":0,"total_cases":22,"cases_aggregated":22,"verdict":"mixed","never_hurt":true,"completed_at":"2026-07-27T09:25:40.733873+00:00","run_id":"c5831810-25b1-4248-b458-448379d08fea","version_number":1,"is_latest_version":true,"gate":null}],"trust":{"skill_safety":"passed","safety_status":"clean","intent_verdict":null,"content_status":"clean","indexable":true},"license":"MIT","install_count":0,"manifest_hash":"82dc2689271d59cf6e62bdc7b9d2d8f9473e0b058bd7911bfaf423a8db44da49","raw_url":"https://app.decimal.ai/s/debt-survival/SKILL.md","scorecard_url":"https://app.decimal.ai/skills/debt-survival"}