{"slug":"jayrha-personal-budget-planner","source_name":"jayrha/personal-budget-planner","name":"Jayrha/Personal Budget Planner","description":"Builds a realistic personal or household budget from income and expenses — choosing a budgeting method (50/30/20, zero-based, envelopes), categorizing spending, setting savings and debt-payoff targets, and producing a monthly plan with an emergency-fund and debt strategy. Use this skill when a user asks to \"make me a budget\", \"help me manage my money\", \"where is my money going\", \"save more / pay off debt\", \"monthly budget\", or wants a household spending plan.","version":1,"lift":{"pass_rate_delta_pts":18.18,"pass_rate_pct":90.9,"total_cases":22,"passed_cases":20,"tokens_delta_pct":40.8,"turns_delta_pct":0,"verdict":"mixed","benchmark_model":"gemini-3.6-flash","grading_method":"judged","completed_at":"2026-08-03T11:55:48.284625+00:00"},"skill_score":0.9091,"benchmark_models":[{"model":"gemini-3.6-flash","headline":true,"delta_pts":18.18,"with_pass_pct":90.9,"without_pass_pct":72.7,"tokens_delta_pct":40.8,"turns_delta_pct":0,"total_cases":22,"cases_aggregated":22,"verdict":"mixed","never_hurt":false,"completed_at":"2026-08-03T11:55:48.284625+00:00","run_id":"ca8340bd-50bc-4c12-af41-e5c4b5cb45bc","version_number":1,"is_latest_version":true,"gate":null}],"trust":{"skill_safety":"passed","safety_status":"clean","intent_verdict":"safe","content_status":"clean","indexable":true},"license":"MIT","install_count":0,"manifest_hash":"41bb0147dd1c50c61407eb3097363a94db1d4a435123745fb9a54cc8db9cc943","raw_url":"https://app.decimal.ai/s/jayrha-personal-budget-planner/SKILL.md","scorecard_url":"https://app.decimal.ai/skills/jayrha-personal-budget-planner"}