{"slug":"modu-ai-insurance-fit","source_name":"modu-ai/insurance-fit","name":"Modu AI/Insurance Fit","description":"나에게 꼭 필요한 보험만 남기고 과보험·중복을 정리하도록 돕는 스킬입니다. '보험 점검해줘', '실손 꼭 들어야 해', '암보험 필요할까', '보험료가 너무 많아', '보험 리모델링'처럼 말하면 됩니다. 필요한 보험 진단(실손·암·종신·연금), 과보험·중복 점검, 생애주기별 우선순위, 보험 리모델링을 한국 보험 기준으로 안내합니다.","version":1,"lift":{"pass_rate_delta_pts":13.64,"pass_rate_pct":95.5,"total_cases":22,"passed_cases":21,"tokens_delta_pct":49.7,"turns_delta_pct":0,"verdict":"mixed","benchmark_model":"gemini-3.6-flash","grading_method":"judged","completed_at":"2026-08-22T16:55:29.841837+00:00"},"skill_score":0.9545,"benchmark_models":[{"model":"gemini-3.6-flash","headline":true,"delta_pts":13.64,"with_pass_pct":95.5,"without_pass_pct":81.8,"tokens_delta_pct":49.7,"turns_delta_pct":0,"total_cases":22,"cases_aggregated":22,"verdict":"mixed","never_hurt":true,"completed_at":"2026-08-22T16:55:29.841837+00:00","run_id":"7edb8bb9-7708-4a4c-8c7b-9cced86c227d","version_number":1,"is_latest_version":true,"gate":null}],"trust":{"skill_safety":"passed","safety_status":"clean","intent_verdict":"safe","content_status":"clean","indexable":true},"license":"NOASSERTION","install_count":0,"manifest_hash":"c7427bc64a7423ee645646e7981676869f9794006f3e5390fe472eb8768c6430","raw_url":"https://app.decimal.ai/s/modu-ai-insurance-fit/SKILL.md","scorecard_url":"https://app.decimal.ai/skills/modu-ai-insurance-fit"}