{"slug":"mohitagw15856-debt-payoff-plan","source_name":"mohitagw15856/debt-payoff-plan","name":"Mohitagw15856/Debt Payoff Plan","description":"Build a debt-payoff plan across multiple debts using the avalanche or snowball method. Use when asked to pay off debt, tackle credit cards/loans, or choose between avalanche and snowball. Produces an ordered payoff schedule, the total interest and time for each method, and a clear recommendation. Educational, not regulated financial advice.","version":1,"lift":{"pass_rate_delta_pts":8.7,"pass_rate_pct":78.3,"total_cases":23,"passed_cases":18,"tokens_delta_pct":61.7,"turns_delta_pct":0,"verdict":"mixed","benchmark_model":"gemini-3.6-flash","grading_method":"judged","completed_at":"2026-08-14T15:47:22.391630+00:00"},"skill_score":0.7826,"benchmark_models":[{"model":"gemini-3.6-flash","headline":true,"delta_pts":8.7,"with_pass_pct":78.3,"without_pass_pct":69.6,"tokens_delta_pct":61.7,"turns_delta_pct":0,"total_cases":23,"cases_aggregated":23,"verdict":"mixed","never_hurt":false,"completed_at":"2026-08-14T15:47:22.391630+00:00","run_id":"c5069f5a-7789-4a4b-a4cc-948bcd3b07a7","version_number":1,"is_latest_version":true,"gate":null}],"trust":{"skill_safety":"passed","safety_status":"clean","intent_verdict":"safe","content_status":"clean","indexable":true},"license":"MIT","install_count":0,"manifest_hash":"a4d900cfb4fc265198a861bc8277d67e5d31df52ce78b4a0dfac26a32731ab98","raw_url":"https://app.decimal.ai/s/mohitagw15856-debt-payoff-plan/SKILL.md","scorecard_url":"https://app.decimal.ai/skills/mohitagw15856-debt-payoff-plan"}