{"slug":"mohitagw15856-underwriting-narrative","source_name":"mohitagw15856/underwriting-narrative","name":"Mohitagw15856/Underwriting Narrative","description":"Write the underwriting file narrative for a risk: the risk story, exposure quantification, loss-history read, mitigating and aggravating factors, terms and subjectivities rationale, appetite fit, and a refer-or-bind recommendation. Use when asked to write up an underwriting file, document why we're writing a risk, prepare a referral to a senior underwriter, or justify terms and exclusions on a submission. Produces a complete underwriting narrative ready for the file or referral.","version":1,"lift":{"pass_rate_delta_pts":27.27,"pass_rate_pct":77.3,"total_cases":22,"passed_cases":17,"tokens_delta_pct":30,"turns_delta_pct":0,"verdict":"mixed","benchmark_model":"gemini-3.6-flash","grading_method":"judged","completed_at":"2026-09-01T19:14:25.673426+00:00"},"skill_score":0.7727,"benchmark_models":[{"model":"gemini-3.6-flash","headline":true,"delta_pts":27.27,"with_pass_pct":77.3,"without_pass_pct":50,"tokens_delta_pct":30,"turns_delta_pct":0,"total_cases":22,"cases_aggregated":22,"verdict":"mixed","never_hurt":false,"completed_at":"2026-09-01T19:14:25.673426+00:00","run_id":"9b14be87-5836-4542-a5e3-4f3a419a32d2","version_number":1,"is_latest_version":true,"gate":null}],"trust":{"skill_safety":"passed","safety_status":"clean","intent_verdict":"safe","content_status":"clean","indexable":true},"license":"MIT","install_count":0,"manifest_hash":"21197ee707fa818afac1d87e7682ca0bff6874a6e8163b11ef0f5a43644a4176","raw_url":"https://app.decimal.ai/s/mohitagw15856-underwriting-narrative/SKILL.md","scorecard_url":"https://app.decimal.ai/skills/mohitagw15856-underwriting-narrative"}