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A股风险预警/ST预警/退市风险排查。当用户说"风险预警"、"有没有风险"、"会不会ST"、"退市风险"、"爆雷"、"暴雷"、"风险排查"、"XX安全吗"、"财务造假"、"审计意见"时触发。基于 cn-stock-data 财务数据，从盈利、现金流、负债、审计等维度排查个股风险信号。支持研报风格（formal）和快速排查风格（brief）。
Passed 4 of 9 test cases with the skill, and 3 of 9 without it.
and 4 more in the full report
6 fixed3 passed either way8 still failing5 broke
Tokens, turns and time describe resource use, not a dollar price.
The instructions your model reads when the skill loads.
对照 references/risk-alert-guide.md 中的10大风险信号逐项排查：
每项标注：✅ 正常 / ⚠️ 预警 / 🔴 高危
| 触发信号数 | 等级 | 标签 |
|---|---|---|
| 0-2 项 | 低风险 | 🟢 |
| 3-4 项 | 中风险 | 🟡 |
| 5-6 项 | 高风险 | 🔴 |
test cases passed, vs 3 / 9 without
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