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Use when performing retail mortgage pre-checks or document gap analysis before formal approval; trigger for requests that need Chinese skill content with structured precheck logic, outputs, and optional scripts.
Passed 22 of 23 test cases with the skill, and 6 of 23 without it.
and 18 more in the full report
16 fixed6 passed either way1 still failing0 broke
Tokens, turns and time describe resource use, not a dollar price.
One of 16 test cases the skill fixed. Same model, same prompt, with and without the skill.
请针对申请人 ID 为 A105 的房贷申请，采用标准的简版输出模板输出预审结果。已知该申请人缺少婚姻状况证明，且收入存在待核验疑点。
| Checked | Without skill | With skill |
|---|---|---|
| Formats the output using fields 申请人, 初筛结论, 阻断项, 待核验, and 缺失字段. | Missed | Passed |
| Categorizes the initial conclusion strictly as 待补资料. | Missed | Passed |
The instructions your model reads when the skill loads.
面向房贷业务的预审初筛与资料梳理，输出“可推进/待补资料/阻断”级别的初步判断、关键风险提示与补件清单，服务客户经理与运营团队的前置沟通。
applicant_id、年龄、职业、婚姻/家庭情况可推进/待补资料/阻断批量预审使用 scripts/precheck_mortgage.py。
python scripts/precheck_mortgage.py --input mortgage_applications.json --output mortgage_precheck.json
test cases passed, vs 6 / 23 without
Published skills whose descriptions closely match this one, with their headline benchmark lift.
More skills from the same source and nearby in the registry, with their headline benchmark lift.