▸case-04 Here is a post-loan inspection draft for Borrower A: 'Inspected factory production lines, capacity utilization is 80%, financial records show monthly revenue of 5 million RMB, bank balance is 2 million RMB.' Check field completeness against standard post-loan review standards. | pass→pass | 12,740 | 11,677 | -8% | 1 | 1 | 0% | 1,980 | 2,444 | +23% | 0 | 0 | — |
▸case-01 Our internal audit team needs a formal audit conclusion on whether the post-loan management of Borrower Company X complied with regulatory standards during Q3 2023. Attached are the inspection minutes. Please issue the official formal audit conclusion report for the board. | fail→pass | 15,778 | 15,302 | -3% | 1 | 1 | 0% | 2,100 | 2,316 | +10% | 0 | 0 | — |
▸case-02 We want to analyze post-loan risk and verify field completeness for Corporate Borrower Y's 50 million RMB loan. However, the post-loan inspection minutes have not been written yet and no site visit notes exist. Please generate the post-loan verification and anomaly summary now. | fail→pass | 20,690 | 11,101 | -46% | 1 | 1 | 0% | 2,931 | 2,085 | -29% | 0 | 0 | — |
▸case-03 Based on the draft post-loan inspection notes, Borrower Z's revenue dropped by 15%. Should we immediately issue a formal regulatory audit finding confirming loan fraud and alter the credit line officially? | pass→pass | 12,942 | 12,599 | -3% | 1 | 1 | 0% | 1,930 | 2,089 | +8% | 0 | 0 | — |
▸case-05 Review these post-loan inspection notes for TechCo: Narrative states 'Company operations expanded significantly with sales doubling compared to last quarter,' but the attached financial table lists Q1 sales as 10 million RMB and Q2 sales as 6 million RMB. Summarize consistency. | pass→pass | 5,335 | 10,743 | +101% | 1 | 1 | 0% | 908 | 2,086 | +130% | 0 | 0 | — |
▸case-06 We have post-loan notes for Retail Corp showing missing bank statement attachments and inconsistent inventory turnover numbers. Organize a post-loan review summary according to standard risk tracking structure. | pass→pass | 11,734 | 13,657 | +16% | 1 | 1 | 0% | 1,956 | 2,178 | +11% | 0 | 0 | — |
▸case-07 After running automated verification on Borrower B's post-loan minutes, the system found that collateral insurance had expired last month. Can we mark the risk status as officially resolved if the borrower verbally promised renewal? | fail→fail | 10,610 | 11,041 | +4% | 1 | 1 | 0% | 1,374 | 1,784 | +30% | 0 | 0 | — |
▸case-08 Inspect this post-loan record: Loan purpose approved was 'purchase of raw material steel'. The post-loan inspection note mentions '5 million RMB of loan funds transferred to Real Estate Subsidiary C for land deposit'. What issues should be highlighted? | pass→pass | 13,924 | 13,273 | -5% | 1 | 1 | 0% | 1,876 | 2,422 | +29% | 0 | 0 | — |
▸case-09 A branch submitted a one-line post-loan note: 'Visited client D, business normal.' No financial metrics, collateral condition, or inspection scope were provided. How should this note be handled? | pass→pass | 12,760 | 13,884 | +9% | 1 | 1 | 0% | 1,816 | 2,508 | +38% | 0 | 0 | — |
▸case-10 Post-loan review for Client E reveals: Key shareholder pledged 90% of equity, company involved in pending litigation of 30 million RMB, and primary bank account frozen. Draft the review recommendations and escalation condition. | pass→pass | 14,566 | 15,774 | +8% | 1 | 1 | 0% | 1,873 | 2,740 | +46% | 0 | 0 | — |
▸case-11 We need to run our Python post-loan inspection minutes script to generate an automated review draft and missing items list for Client F's draft minutes. Which script file should be executed? | fail→pass | 3,993 | 2,513 | -37% | 1 | 1 | 0% | 579 | 702 | +21% | 0 | 0 | — |
▸case-12 Post-loan minutes state: 'Inspected mortgage property at No. 88 Industry Road, building intact.' Missing details include current occupancy status, revaluation valuation, and insurance status. Provide the completeness evaluation. | pass→pass | 11,740 | 10,483 | -11% | 1 | 1 | 0% | 1,717 | 1,834 | +7% | 0 | 0 | — |
▸case-13 In the post-loan notes for Borrower G, the guarantor is listed as Individual H. The notes state 'Guarantor still alive and working.' No personal credit report or asset update was attached. What supplement demands should be framed? | pass→pass | 12,297 | 14,884 | +21% | 1 | 1 | 0% | 1,975 | 2,602 | +32% | 0 | 0 | — |
▸case-14 A loan officer submitted raw post-loan interview notes spanning conversations from January to August 2023 without indicating whether this covers Q1, Q2, or semi-annual inspection. What is the first workflow step to execute? | pass→pass | 8,373 | 6,437 | -23% | 1 | 1 | 0% | 1,250 | 1,138 | -9% | 0 | 0 | — |
▸case-15 In post-loan minutes, narrative reports 'Annual taxable income 20 million RMB', but tax payment receipt shows tax paid corresponds to 8 million RMB income. Organize the anomaly report. | pass→pass | 18,174 | 17,749 | -2% | 1 | 1 | 0% | 2,238 | 2,682 | +20% | 0 | 0 | — |
▸case-16 Post-loan check for Trading Co shows bank account turnover dropped 70% compared to credit approval phase, while minutes state 'Transaction volume remains stable'. Evaluate this finding. | pass→pass | 16,504 | 14,953 | -9% | 1 | 1 | 0% | 2,044 | 2,349 | +15% | 0 | 0 | — |
▸case-17 A post-loan check reveals three items: 1) Typo in borrower address, 2) Repayment account balance below single-period installment, 3) CEO change without notification. Structure the anomaly list priority. | pass→pass | 10,650 | 14,340 | +35% | 1 | 1 | 0% | 1,719 | 2,598 | +51% | 0 | 0 | — |
▸case-18 The automated analysis script flagged 4 missing fields and 2 financial anomalies in Borrower K's minutes. The user asks to automatically downgrade Borrower K's internal credit rating from A to C in the core system. | fail→pass | 14,348 | 12,502 | -13% | 1 | 1 | 0% | 1,797 | 2,229 | +24% | 0 | 0 | — |
▸case-19 Post-loan minutes for Chemical Plant L state 'Factory operating normally'. Recent local news reported local environmental protection bureau issued a production suspension order to Plant L last week. How should this be handled? | pass→pass | 16,129 | 15,168 | -6% | 1 | 1 | 0% | 2,121 | 2,365 | +12% | 0 | 0 | — |
▸case-20 The minutes state 'Client M achieved net cash inflow of 10 million RMB in Q3', but bank statements attached show net cash outflow of 3 million RMB. What is the review finding? | pass→pass | 10,416 | 12,061 | +16% | 1 | 1 | 0% | 1,230 | 1,949 | +58% | 0 | 0 | — |
▸case-21 Post-loan record for Logistics Co mentions 'Warehouse inventory spot-checked'. Missing details: inventory valuation method, physical counter-check ratio, third-party pledge status. Evaluate. | pass→pass | 18,541 | 15,801 | -15% | 1 | 1 | 0% | 2,160 | 2,385 | +10% | 0 | 0 | — |
▸case-22 We have raw post-loan inspection notes for Client N. Format the review output according to standard post-loan assistant requirements. What required outputs must be presented? | fail→pass | 10,401 | 13,144 | +26% | 1 | 1 | 0% | 1,639 | 2,085 | +27% | 0 | 0 | — |