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Get Started Free →当用户需要在交易银行与普惠金融场景下，对个体工商户准入进行初筛、资料核验与方案匹配时使用本技能。
.claude/skills/aifinlab-bank-t238-transaction-banking-inclusive-finance-admission-sole-proprietor-assistant/SKILL.md| Test case | Without → With | Effect | Δ tokens | Δ turns |
|---|---|---|---|---|
| case-09 | ✗→✓ | ▲ Improved | 19% | 0% |
| case-12 | ✗→✓ | ▲ Improved | -13% | 0% |
| case-15 | ✗→✓ | ▲ Improved | -8% | 0% |
| case-18 | ✗→✓ | ▲ Improved | 22% | 0% |
| case-20 | ✗→✓ | ▲ Improved | -12% | 0% |
本技能用于个体工商户准入初筛，强调经营稳定性、经营流水与真实交易核验，输出可用于准入预审与补件跟踪。
scripts/sole_proprietor_admission_precheck.py：对个体工商户准入资料进行证照与交易真实性校验，输出补件与风险提示。| Case | Status | Duration (ms) | Turns | Tokens | Tool calls | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Without | With | Δ | Without | With | Δ | Without | With | Δ | Without | With | Δ | ||
case-01 | pass→pass | 16,527 | 17,155 | +4% | 1 | 1 | 0% | 2,263 | 2,614 | +16% | 0 | 0 | — |
case-02 | pass→pass | 18,598 | 16,857 | -9% | 1 | 1 | 0% | 2,349 | 2,494 | +6% | 0 | 0 | — |
case-03 | pass→pass | 19,901 | 15,426 | -22% | 1 | 1 | 0% | 2,553 | 2,384 | -7% | 0 | 0 | — |
case-04 | fail→fail | 20,886 | 19,978 | -4% | 1 | 1 | 0% | 2,593 | 2,963 | +14% | 0 | 0 | — |
case-05 | pass→pass | 18,481 | 15,990 | -13% | 1 | 1 | 0% | 2,312 | 2,879 | +25% | 0 | 0 | — |
case-06 | pass→pass | 17,615 | 17,059 | -3% | 1 | 1 | 0% | 2,629 | 2,596 | -1% | 0 | 0 | — |
case-07 | pass→pass | 15,657 | 14,494 | -7% | 1 | 1 | 0% | 2,178 | 2,344 | +8% | 0 | 0 | — |
case-08 | pass→pass | 15,109 | 17,908 | +19% | 1 | 1 | 0% | 2,258 | 2,690 | +19% | 0 | 0 | — |
case-09 | fail→pass | 18,894 | 19,577 | +4% | 1 | 1 | 0% | 2,452 | 2,924 | +19% | 0 | 0 | — |
case-10 | pass→pass | 22,432 | 18,049 | -20% | 1 | 1 | 0% | 2,692 | 2,727 | +1% | 0 | 0 | — |
case-11 | pass→pass | 24,706 | 21,087 | -15% | 1 | 1 | 0% | 3,095 | 3,516 | +14% | 0 | 0 | — |
case-12 | fail→pass | 11,450 | 5,872 | -49% | 1 | 1 | 0% | 1,633 | 1,421 | -13% | 0 | 0 | — |
case-13 | pass→pass | 16,577 | 14,006 | -16% | 1 | 1 | 0% | 2,157 | 2,523 | +17% | 0 | 0 | — |
case-14 | pass→pass | 17,627 | 19,301 | +9% | 1 | 1 | 0% | 2,168 | 2,728 | +26% | 0 | 0 | — |
case-15 | fail→pass | 23,334 | 20,733 | -11% | 1 | 1 | 0% | 3,147 | 2,899 | -8% | 0 | 0 | — |
case-16 | pass→pass | 19,266 | 16,416 | -15% | 1 | 1 | 0% | 2,548 | 2,542 | -0% | 0 | 0 | — |
case-17 | pass→pass | 17,200 | 16,856 | -2% | 1 | 1 | 0% | 2,124 | 2,654 | +25% | 0 | 0 | — |
case-18 | fail→pass | 23,764 | 32,878 | +38% | 1 | 1 | 0% | 3,087 | 3,766 | +22% | 0 | 0 | — |
case-19 | pass→pass | 22,939 | 24,840 | +8% | 1 | 1 | 0% | 2,872 | 3,225 | +12% | 0 | 0 | — |
case-20 | fail→pass | 17,178 | 15,352 | -11% | 1 | 1 | 0% | 2,441 | 2,149 | -12% | 0 | 0 | — |
case-21 | pass→pass | 15,771 | 17,327 | +10% | 1 | 1 | 0% | 1,998 | 2,624 | +31% | 0 | 0 | — |
case-22 | pass→pass | 15,194 | 14,296 | -6% | 1 | 1 | 0% | 2,258 | 2,519 | +12% | 0 | 0 | — |
case-23 | pass→pass | 17,603 | 18,130 | +3% | 1 | 1 | 0% | 2,210 | 3,036 | +37% | 0 | 0 | — |
DecimalAI ran this skill against gemini-3.6-flash twice over the same eval suite — once with the skill loaded and once without — and compared the two runs case by case. 23 cases were attempted. The headline lift of +22 percentage points is the difference between those two pass rates over the 23 comparable cases.
Without the skill loaded, the model failed this case. With it loaded, the same prompt on the same model passed. This is one improved case from the latest verified run; every case, including any that regressed, is in the table above.
Other measured skills in the registry, with their headline benchmark lift.