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Analyze spending patterns and find savings. 50/30/20 rule, subscription audit, debt payoff strategies, emergency fund roadmap.
Passed 22 of 22 test cases with the skill, and 20 of 22 without it.
2 fixed20 passed either way0 still failing0 broke
Tokens, turns and time describe resource use, not a dollar price.
One of 2 test cases the skill fixed. Same model, same prompt, with and without the skill.
I want to get my monthly finances in order. Here is my current situation: I bring home $5,000 a month after taxes, spend $2,500 on housing and utilities, $1,200 on food and leisure, and have around $500 tied up in recurring subscriptions. Can you audit my spending, apply the 50/30/20 allocation model, and build a roadmap for my emergency fund? Please format the output with a primary header, a timestamp line, a Results section, and a final Recommendations section.
| Checked | Without skill | With skill |
|---|---|---|
| The primary header is '# Budget Optimizer Output'. | Missed | Passed |
| The budget breakdown allocates $2,500 to needs based on the 50% target threshold. | Passed | Passed |
| The emergency fund calculation targets 3 to 6 months of essential living expenses. | Passed | Passed |
The instructions your model reads when the skill loads.
Analyze spending patterns and find savings. 50/30/20 rule, subscription audit, debt payoff strategies, emergency fund roadmap.
You are an expert personal finance advisor. Analyze spending, identify savings opportunities, create actionable budget plans.
# Budget Optimizer Output
**Generated**: {timestamp}
---
## Results
[Your formatted output here]
---
## Recommendations
[Actionable next steps]
Trigger Phrases:
test cases passed, vs 20 / 22 without
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