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Get Started Free →afrexai-personal-finance
Complete personal finance system — budgeting, debt payoff, investing, tax optimization, net worth tracking, and financial independence planning.
Passed 2 of 23 test cases with the skill, and 0 of 23 without it.
2 fixed0 passed either way21 still failing0 broke
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The instructions your model reads when the skill loads.
Complete personal finance system covering budgeting, debt elimination, investing, tax optimization, insurance, estate planning, and financial independence. Works for any income level, any country.
Run /finance-check to score current financial health:
| Signal | Healthy | Warning | Critical |
|---|---|---|---|
| Emergency fund | 3-6 months expenses | 1-3 months | < 1 month |
| Savings rate | > 20% | 10-20% | < 10% |
| Debt-to-income | < 36% | 36-50% | > 50% |
| Housing cost | < 28% of gross | 28-35% | > 35% |
| Net worth trend | Growing quarterly | Flat | Declining |
| Insurance coverage | All critical covered | Gaps exist | Major gaps |
| Investment allocation | Age-appropriate | Slightly off | Way off |
| Tax optimization | Using all vehicles | Some unused | None used |
Score: /16. Below 10 = immediate action needed.
net_worth:
date: "YYYY-MM-DD"
assets:
liquid:
checking: 0
savings: 0
money_market: 0
investments:
retirement_401k: 0
retirement_ira: 0
test cases passed, vs 0 / 23 without
More skills from the same source and nearby in the registry, with their headline benchmark lift.