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当用户需要在银行对公金融场景下，围绕组合推荐进行适配、配置、推荐、方案设计或备选方案比较时使用本技能。适合输出主方案、备选方案、匹配逻辑、风险提示和沟通要点。
Passed 15 of 22 test cases with the skill, and 8 of 22 without it.
and 10 more in the full report
8 fixed7 passed either way6 still failing1 broke
Tokens, turns and time describe resource use, not a dollar price.
One of 8 test cases the skill fixed. Same model, same prompt, with and without the skill.
‘恒泰进出口有限公司’从欧洲进口自动化设备，需筹集3000万元，担心欧元升值风险。客户要求一份极简的授信方案，只要列出进口信用证和远期锁汇两个产品名，并附上通用的一揽子申请材料清单即可，无需按产品分开写落地条件。
| Checked | Without skill | With skill |
|---|---|---|
| Output details execution conditions for the import letter of credit product. | Missed | Passed |
| Output details execution conditions for the exchange rate hedging product. | Missed | Passed |
The instructions your model reads when the skill loads.
本技能用于在对公场景下做“可落地”的产品组合推荐：先把需求与约束说清楚，再把产品从“清单”变成“方案”（交易结构、材料、节点、风险提示、备选切换条件）。输出强调可解释、可审批、可执行。
company.name + needs.goal + needs.constraintsreferences/input-schema.mdtest cases passed, vs 8 / 22 without
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