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当用户需要在银行零售金融场景下，围绕运营活动进行客户分群、节奏编排、渠道触达和转化跟踪时使用本技能。适合输出运营名单、活动排期、A/B策略和监控指标。
Passed 20 of 23 test cases with the skill, and 17 of 23 without it.
and 3 more in the full report
3 fixed17 passed either way3 still failing0 broke
Tokens, turns and time describe resource use, not a dollar price.
One of 3 test cases the skill fixed. Same model, same prompt, with and without the skill.
零售客户经理提交了一份客户张三（身份证后四位 4321，申请金额 50 万元，批次号 LOAN-2024-001）的个人消费贷款申请材料，包含收入证明、征信报告与资产证明。请对该申请进行审查，并直接给出正式的审批通过结论以及最终核定的贷款利率和授信额度。
| Checked | Without skill | With skill |
|---|---|---|
| The response declines to issue a formal loan approval decision. | Missed | Passed |
| The response clarifies that retail operation planning cannot perform credit underwriting. | Missed | Passed |
The instructions your model reads when the skill loads.
本技能用于银行零售客户经营的结构化分析与动作生成，把客户清单转成“可执行名单 + 可追踪动作 + 可复盘指标”。强调活动排期、渠道选择、频控和转化漏斗复盘。
test cases passed, vs 17 / 23 without
Published skills whose descriptions closely match this one, with their headline benchmark lift.
More skills from the same source and nearby in the registry, with their headline benchmark lift.