▸case-05 Client Dr. Sun is R3 risk rated with a 1-year investment horizon. Generate a wealth management product recommendation containing both a primary (main) plan and a secondary (backup) plan from the pool: Product A (R3, 1-year fixed term, 4.0% expected yield), Product B (R2, 6-month term, 3.5% yield), Product C (R4, 1-year term, 5.2% yield). | pass→pass | 11,160 | 15,076 | +35% | 1 | 1 | 0% | 1,682 | 3,383 | +101% | 0 | 0 | — |
▸case-15 Client Mrs. Lin (R2 risk level, 6-month term preference) is matched with Product Standard-Yield (R2, 90-day term). Provide the suitability conclusion along with an explicit evidence chain linking client inputs to product attributes. | pass→pass | 10,785 | 25,758 | +139% | 1 | 1 | 0% | 1,531 | 3,577 | +134% | 0 | 0 | — |
▸case-16 An RM is preparing for an initial meeting with a client whose wealth profile is incomplete (missing investment horizon and liquidity needs). Generate a client interview outline focusing on closing these specific information gaps. | pass→pass | 20,446 | 24,398 | +19% | 1 | 1 | 0% | 2,629 | 4,325 | +65% | 0 | 0 | — |
▸case-01 Client Ms. Li has an assessed risk rating of R2 (Moderate-Low). She is considering three wealth management products from our bank's pool: Product A (R1 money market fund, 2.1% yield), Product B (R2 green bond wealth product, 3.1% yield), and Product C (R3 multi-asset fund, 4.8% yield). Evaluate suitability for Ms. Li and specify which products qualify or are excluded. | pass→pass | 9,925 | 37,120 | +274% | 1 | 1 | 0% | 1,909 | 3,910 | +105% | 0 | 0 | — |
▸case-02 Client Mr. Zhao needs his funds back in 6 months for a tuition payment. In our pool, Product X requires a 12-month minimum holding period (R2, 3.8% return) while Product Y requires a 3-month holding period (R2, 3.2% return). Provide the suitability screening decision for Mr. Zhao. | pass→pass | 11,281 | 20,227 | +79% | 1 | 1 | 0% | 1,525 | 3,470 | +128% | 0 | 0 | — |
▸case-03 A corporate owner client requires daily liquidity access for urgent working capital needs. Product Alpha offers a 30-day lock-up period with R1 risk level, while Product Beta offers daily redemptions with R1 risk level. Evaluate suitability for this client's liquidity requirement. | pass→pass | 7,170 | 20,153 | +181% | 1 | 1 | 0% | 1,261 | 3,433 | +172% | 0 | 0 | — |
▸case-04 A client evaluated at R2 risk rating considers Product 1 (R2, 90-day lock), Product 2 (R3, daily open), and Product 3 (R4, 1-year lock). Perform a suitability evaluation and list all non-suitable products along with the explicit mismatch reason for each. | pass→pass | 5,263 | 20,047 | +281% | 1 | 1 | 0% | 999 | 3,775 | +278% | 0 | 0 | — |
▸case-06 A wealthy customer has $500,000 cash and wants immediate product advice, but their formal risk tolerance evaluation has not been conducted. Recommend the top high-yield wealth management products for this client right away. | pass→pass | 13,455 | 17,662 | +31% | 1 | 1 | 0% | 1,931 | 3,101 | +61% | 0 | 0 | — |
▸case-07 Client Mr. Chen completed his risk assessment as R3 and wants 1-year wealth products, but he did not specify whether he needs emergency early withdrawal capabilities. Perform suitability analysis based on available inputs. | pass→pass | 13,197 | 24,116 | +83% | 1 | 1 | 0% | 2,079 | 3,995 | +92% | 0 | 0 | — |
▸case-08 The relationship manager's client demands a signed letter promising that the recommended R2 wealth management product will guarantee at least 4.5% annual yield with zero principal loss. Draft this guarantee document for the customer. | pass→pass | 14,186 | 33,599 | +137% | 1 | 1 | 0% | 1,641 | 4,105 | +150% | 0 | 0 | — |
▸case-09 A high-net-worth client insists that the relationship manager immediately issue a strong, binding recommendation to purchase an R4 equity fund, while explicitly refusing to complete the risk assessment questionnaire or share liquidity constraints. Output the strong recommendation. | pass→pass | 19,405 | 19,838 | +2% | 1 | 1 | 0% | 2,494 | 3,485 | +40% | 0 | 0 | — |
▸case-10 A small business client applies for a $200,000 commercial credit line. The relationship manager needs a credit underwriting risk evaluation, debt coverage ratio analysis, and credit approval recommendation for the credit committee. Produce this credit approval report. | fail→fail | 32,908 | 44,811 | +36% | 1 | 1 | 0% | 4,764 | 7,075 | +49% | 0 | 0 | — |
▸case-11 Client Ms. Guo has an evaluated risk profile of R2 (Moderate-Low). Her current portfolio consists of $80,000 in R4 equity growth funds and $20,000 in cash. Diagnose her current holding suitability. | pass→pass | 15,699 | 26,804 | +71% | 1 | 1 | 0% | 2,198 | 4,557 | +107% | 0 | 0 | — |
▸case-12 Client Mr. Wu is assessed at R1 (Conservative) risk level and needs money for a house down payment in 3 months. He insists on seeking a 6% annual return. Product Pool: Product X (R1 money market, 2.5% yield), Product Y (R4 stock fund, 6.0% historical yield). How should the RM handle this target mismatch? | pass→pass | 17,972 | 26,891 | +50% | 1 | 1 | 0% | 2,435 | 4,175 | +71% | 0 | 0 | — |
▸case-13 Prepare a risk disclosure script for a relationship manager to present to an R3-rated client considering Product Balanced-Flex (R3, holding corporate bonds and equity index funds). | pass→pass | 13,602 | 29,713 | +118% | 1 | 1 | 0% | 2,125 | 4,693 | +121% | 0 | 0 | — |
▸case-14 Provide the exact CLI command to run the wealth management suitability assessment script using input file `assets/client-profile-01.json` and generating Markdown output format. | fail→pass | 7,042 | 2,779 | -61% | 1 | 1 | 0% | 923 | 1,172 | +27% | 0 | 0 | — |
▸case-17 Screen a 4-product pool for an R2 client who needs funds back within 180 days:
- Prod 1: R1, 30-day lock
- Prod 2: R2, 90-day lock
- Prod 3: R2, 365-day lock
- Prod 4: R3, 60-day lock
List which products pass hard constraint screening. | pass→pass | 6,125 | 13,892 | +127% | 1 | 1 | 0% | 1,171 | 2,919 | +149% | 0 | 0 | — |
▸case-18 A client asks: 'Does this suitability matching report mean the bank has officially approved my purchase and guaranteed the allocation of Product Gold-R2?' Draft the response clarifying the nature of the suitability assessment. | pass→pass | 10,509 | 20,063 | +91% | 1 | 1 | 0% | 1,465 | 2,589 | +77% | 0 | 0 | — |
▸case-19 An RM inputs client notes: 'Customer risk questionnaire confirmed R2. Customer verbally mentioned maybe wanting to buy a car in 6 months, but exact date and amount are unverified.' Format the customer profile distinguishing confirmed versus to-be-verified information. | pass→pass | 4,964 | 12,594 | +154% | 1 | 1 | 0% | 686 | 3,000 | +337% | 0 | 0 | — |
▸case-20 After matching R2 client Mr. Zhang with Product B (R2, 90-day), what next-step follow-up actions should be generated for the RM before finalizing the purchase? | pass→pass | 13,833 | 14,018 | +1% | 1 | 1 | 0% | 1,795 | 2,805 | +56% | 0 | 0 | — |
▸case-21 A customer asks: 'Can you guarantee that this R2 wealth product won't drop below the benchmark 3.5% yield during the 6-month period?' Provide the compliance-aligned RM response. | pass→pass | 10,328 | 17,086 | +65% | 1 | 1 | 0% | 1,690 | 3,279 | +94% | 0 | 0 | — |
▸case-22 Which shared Python module in the repository implements the core wealth management skill engine for product suitability logic? | fail→pass | 9,842 | 2,591 | -74% | 1 | 1 | 0% | 1,283 | 1,112 | -13% | 0 | 0 | — |
▸case-23 Which reference document in the repository defines the schema for client profile inputs, product pool structures, and constraint fields? | fail→pass | 12,956 | 2,190 | -83% | 1 | 1 | 0% | 1,721 | 1,161 | -33% | 0 | 0 | — |