Use when a wealth team needs to build an aggressive client allocation plan, align higher risk tolerance with target weights, and deliver rebalancing actions, product shortlist, and compliant communication notes.
SkillScore86Maintained
Automatic
◆FinServ Compliance pack
Last verified 8/28/2026
What it changes
Passed 19 of 22 test cases with the skill, and 18 of 22 without it.
Without skill82%
With skill86%
Checks it passed that the model alone missed
Identifies current 100% cash holding as a severe structural deviation from target.
1 fixed18 passed either way3 still failing0 broke
Pass-rate lift
+5 pp
Tokens
+38%
Agent turns
0%
Response time
+17%
Model gemini-3.6-flashMeasured 8/28/2026v119 of 22 cases passed with skill
Tokens, turns and time describe resource use, not a dollar price.
See it in action
A test case the skill fixed. Same model, same prompt, with and without the skill.
Prompt
We are advising client Mr. Zhang (Risk Level: C5 / Aggressive, Time Horizon: 5 years, Liquidity Need: Low). Current holdings: 1,000,000 RMB cash savings (100%). Bank product pool includes: High-Growth Equity Fund A (R4), Tech Sector ETF B (R5), Balanced Fund C (R3), Sovereign Bond Fund D (R2), and Overnight Money Market Fund E (R1). Please design an asset allocation strategy and rebalancing plan.
What was checked, without and with the skill
Checked
Without skill
With skill
Recommends equity-oriented assets as the predominant target allocation percentage.
Passed
Passed
Identifies current 100% cash holding as a severe structural deviation from target.
Missed
Passed
Includes specific risk warnings regarding drawdown tolerance.
Passed
Passed
case-07 · gemini-3.6-flash · 8/28/2026 · answers are capped and redacted
What's inside
The instructions your model reads when the skill loads.
Use when a wealth team needs to build a balanced client allocation plan, compare current vs target weights, and deliver rebalancing actions, product shortlist, and compliant communication notes.