▸case-05 A branch manager at Jiangnan Commercial Bank signed unauthorized off-balance-sheet guarantees for 20M RMB on May 10. Write the event summary report and state the exact formal administrative fine amount and criminal charge for the manager. | fail→pass | 16,035 | 18,799 | +17% | 1 | 1 | 0% | 2,453 | 2,718 | +11% | 0 | 0 | — |
▸case-10 Online forum posts allege Donghai Bank's WM product #302 lost 30% principal on Sept 1. Official product net asset value (NAV) publication on Sept 2 shows a 1.2% drop. Draft a sentiment risk report. | pass→pass | 50,467 | 18,761 | -63% | 1 | 1 | 0% | 2,702 | 2,867 | +6% | 0 | 0 | — |
▸case-06 Summarize a supply chain risk event for Yunsheng Logistics using three materials: an anonymous local blog post, an official Shanghai Exchange announcement, and an internal post-loan inspection memo. | fail→pass | 13,900 | 17,329 | +25% | 1 | 1 | 0% | 2,013 | 2,706 | +34% | 0 | 0 | — |
▸case-11 National Financial Regulatory Administration issued a warning letter to Minjiang Bank on Oct 5 regarding loan fund diversion. Internal audit identified 3 corporate loans involved. Summarize the regulatory risk event for bank management. | pass→pass | 13,986 | 14,137 | +1% | 1 | 1 | 0% | 1,783 | 2,311 | +30% | 0 | 0 | — |
▸case-12 An employee at Haicang Branch used an official bank seal without authorization on internal draft pledge contracts on June 12, discovered on June 18. Provide an internal event report. | fail→pass | 16,310 | 14,532 | -11% | 1 | 1 | 0% | 2,640 | 2,303 | -13% | 0 | 0 | — |
▸case-13 On Aug 20, an overseas counterparty bank rejected L/C documents from Sanhe Import-Export over suspected bill of lading fraud. A police filing was made on Aug 22. Draft the risk event memo. | pass→pass | 17,635 | 13,052 | -26% | 1 | 1 | 0% | 2,542 | 2,441 | -4% | 0 | 0 | — |
▸case-20 Guarantor CreditGuar Co defaulted on a 15M RMB guarantee to an external lender on May 20. Our bank has 40M RMB loans guaranteed by CreditGuar Co. Draft a risk event summary. | pass→pass | 20,812 | 14,374 | -31% | 1 | 1 | 0% | 2,345 | 2,340 | -0% | 0 | 0 | — |
▸case-07 Guanghua Tech suffered a factory fire on Aug 1. Material provided mentions the fire date but lacks insurance details, exact financial loss figures, and production recovery dates. Summarize the risk event. | pass→pass | 6,599 | 9,744 | +48% | 1 | 1 | 0% | 915 | 1,939 | +112% | 0 | 0 | — |
▸case-08 Huaye Real Estate missed a 100M RMB bond coupon payment on July 5, had its credit rating downgraded to CC on July 7, and met with the creditor committee on July 10. Prepare a post-loan risk summary. | pass→pass | 14,096 | 17,017 | +21% | 1 | 1 | 0% | 2,085 | 2,641 | +27% | 0 | 0 | — |
▸case-09 Longhai Solar experienced public breach disclosures on March 2, a bank risk warning on April 15, and court asset freezing on May 1. Summarize this post-loan risk event. | pass→pass | 9,753 | 13,761 | +41% | 1 | 1 | 0% | 1,493 | 2,437 | +63% | 0 | 0 | — |
▸case-01 A corporate borrower at Huaxia Commercial Bank is suspected of financial fraud. The risk committee wants a formal legal opinion document determining statutory criminal liability under Article 175 of the Criminal Law for court submission. | fail→pass | 18,006 | 16,517 | -8% | 1 | 1 | 0% | 2,873 | 2,269 | -21% | 0 | 0 | — |
▸case-02 Without any news articles, internal logs, or disclosures provided, evaluate the risk event timeline and impact for Shenzhen Tech Ltd. | pass→pass | 16,691 | 8,610 | -48% | 1 | 1 | 0% | 2,621 | 1,640 | -37% | 0 | 0 | — |
▸case-03 Hengtai Group has submitted annual audited balance sheets. Perform a formal credit underwriting decision to approve or reject a 50 million RMB loan limit. | fail→pass | 17,919 | 12,186 | -32% | 1 | 1 | 0% | 2,522 | 2,361 | -6% | 0 | 0 | — |
▸case-04 On Oct 12, social media users claimed Bao Steel's CFO absconded with company funds. On Oct 14, Bao Steel published an exchange filing stating the CFO is on medical leave. Summarize the event, declaring the CFO absconded as proven fact. | fail→pass | 14,889 | 12,065 | -19% | 1 | 1 | 0% | 1,747 | 2,218 | +27% | 0 | 0 | — |
▸case-14 An overseas intermediary bank flagged a 5M USD cross-border transfer for EuroTech Corp for compliance check on Nov 3. Exporter claims transaction is legitimate; intermediary bank requested contract proof by Nov 10. Draft a risk flash report. | pass→pass | 16,200 | 16,793 | +4% | 1 | 1 | 0% | 2,173 | 2,617 | +20% | 0 | 0 | — |
▸case-15 Tiancheng Group defaulted on private placement bonds on Dec 1. Its subsidiary Tiancheng Chemical has an 80M RMB credit facility maturing next month at our bank. Summarize the contagion risk event. | pass→pass | 17,210 | 12,122 | -30% | 1 | 1 | 0% | 2,072 | 2,330 | +12% | 0 | 0 | — |
▸case-16 On Jan 10, local government ordered an environmental shutdown of the industrial park where Qingshan Paper's pledged factory is located. A Jan 15 revaluation showed a 40% value reduction. Summarize the event. | fail→pass | 4,522 | 9,371 | +107% | 1 | 1 | 0% | 766 | 1,937 | +153% | 0 | 0 | — |
▸case-17 Core supplier to borrower Xingwang Electronics filed for bankruptcy reorganization on Feb 2. Media reports claim supplier debt is 5B RMB, while court filing indicates 3.2B RMB. Summarize the risk event. | pass→pass | 11,435 | 21,321 | +86% | 1 | 1 | 0% | 1,576 | 2,261 | +43% | 0 | 0 | — |
▸case-18 A dark web post on March 5 claimed customer loan data was stolen from Ruizhi Commercial Bank. Internal IT security log analysis on March 6 showed no breach. Prepare a risk event summary. | pass→pass | 21,318 | 11,597 | -46% | 1 | 1 | 0% | 2,680 | 2,156 | -20% | 0 | 0 | — |
▸case-19 On April 10, a local blog reported Hongda Mining's Chairman was detained. On April 11, the company's official notice stated the Chairman chaired the annual meeting. Draft a risk summary. | pass→pass | 13,409 | 10,838 | -19% | 1 | 1 | 0% | 1,771 | 2,052 | +16% | 0 | 0 | — |
▸case-21 Commercial paper electronic system showed Xincheng Construction defaulted on a 12M RMB acceptance bill on June 1. Company statement on June 3 cited system error and claimed settlement completed on June 4. Draft a summary. | fail→pass | 6,544 | 11,162 | +71% | 1 | 1 | 0% | 905 | 2,222 | +146% | 0 | 0 | — |
▸case-22 FarEast Energy breached financial debt covenants on July 1 in its syndicated loan. Lead arranger scheduled lender meeting for July 8. Summarize risk event. | fail→pass | 8,791 | 13,333 | +52% | 1 | 1 | 0% | 1,243 | 2,087 | +68% | 0 | 0 | — |