▸case-04 A growth-oriented account holds 90% in high-beta unprofitable biotech stocks. The investor claims high volatility is harmless because they plan to hold long term. Provide a concentration analysis detailing how market drawdowns interact with high volatility. | pass→pass | 20,435 | 18,903 | -7% | 1 | 1 | 0% | 3,268 | 3,136 | -4% | 0 | 0 | — |
▸case-01 Here is my portfolio: 75% in a single tech stock (NVDA), 25% in cash. I am worried about potential market drops. Please provide a quick warning summary of my account risk. My friend recommended starting with a long background analysis of the market before reaching any conclusions. | fail→pass | 12,247 | 14,184 | +16% | 1 | 1 | 0% | 1,867 | 2,635 | +41% | 0 | 0 | — |
▸case-02 A retail portfolio holds 12 equities: 30% Stock A, 15% Stock B, 12% Stock C, 10% Stock D, 8% Stock E, and 25% across 7 smaller positions. The user believes top 5 concentration isn't relevant as long as they hold over 10 different stocks. Evaluate this portfolio's structure. | fail→pass | 13,833 | 16,140 | +17% | 1 | 1 | 0% | 2,408 | 3,035 | +26% | 0 | 0 | — |
▸case-03 An investor holds 40% in Semiconductor ETF, 35% in Consumer Electronics stock, and 25% in Cloud Infrastructure stock. They feel well-diversified because these are three separate ticker symbols across different business lines. Analyze their position risk. | pass→fail | 13,592 | 16,540 | +22% | 1 | 1 | 0% | 2,217 | 2,906 | +31% | 0 | 0 | — |
▸case-05 An account has 60% of total capital in a low-volume micro-cap equity traded on an OTC market, and 40% in broad market index funds. The owner thinks liquidity is fine because the micro-cap stock has daily trading activity. Provide a risk warning for this holding. | pass→pass | 14,878 | 16,276 | +9% | 1 | 1 | 0% | 2,285 | 2,728 | +19% | 0 | 0 | — |
▸case-06 A conservative retiree who specified low risk tolerance holds 50% in a single high-yield speculative corporate bond and 50% in government treasuries. They ask if this setup matches their conservative profile. Analyze the portfolio. | pass→pass | 12,973 | 14,071 | +8% | 1 | 1 | 0% | 2,098 | 2,620 | +25% | 0 | 0 | — |
▸case-07 Analyze an account with 80% weight in a single real estate stock. I need a short warning summary format. Someone told me to omit the possible impact section to keep it strictly actionable. | pass→fail | 9,889 | 6,447 | -35% | 1 | 1 | 0% | 1,527 | 1,330 | -13% | 0 | 0 | — |
▸case-08 Perform a full standard concentration analysis for an account with 60% in energy stocks, 30% in renewable energy, and 10% cash. Please cover all standard analytical sections from overview to optimization. | pass→pass | 26,802 | 17,426 | -35% | 1 | 1 | 0% | 4,468 | 2,983 | -33% | 0 | 0 | — |
▸case-09 An account holds 70% in leveraged crypto-focused equities and 30% in tech options. The client wants to know why concentration in volatile assets is worse than concentration in stable assets. Explain the risk. | fail→pass | 14,566 | 18,658 | +28% | 1 | 1 | 0% | 2,238 | 3,040 | +36% | 0 | 0 | — |
▸case-10 A client account has 45% of total wealth in a single financial sector stock (ABC Bank). The manager asks whether a 45% single stock allocation warrants a risk warning or if it should be treated as normal diversification. | pass→pass | 11,172 | 16,643 | +49% | 1 | 1 | 0% | 1,671 | 2,642 | +58% | 0 | 0 | — |
▸case-11 A portfolio of 50 stocks has 90% of its total equity value concentrated in the top 10 positions, with the remaining 40 stocks taking up 10% in tiny allocations. The investor claims having 50 total tickers guarantees safety. Evaluate the concentration. | pass→pass | 12,995 | 16,536 | +27% | 1 | 1 | 0% | 2,208 | 2,799 | +27% | 0 | 0 | — |
▸case-12 An investor's portfolio consists of 50% automotive OEM stocks and 45% auto parts suppliers, with 5% in cash. They ask if auto OEMs and auto suppliers count as distinct non-correlated holdings. | pass→pass | 13,063 | 16,969 | +30% | 1 | 1 | 0% | 2,036 | 2,766 | +36% | 0 | 0 | — |
▸case-13 An account has 65% in an illiquid private-placement tech token and 35% in small-cap growth stocks. The client asks what happens if a market panic occurs. | fail→pass | 14,243 | 15,454 | +9% | 1 | 1 | 0% | 2,136 | 2,753 | +29% | 0 | 0 | — |
▸case-14 A fund portfolio allocates 85% to micro-cap deep-value stocks. The client believes value stocks never carry concentration risks. Evaluate the style exposure. | pass→pass | 15,213 | 15,812 | +4% | 1 | 1 | 0% | 2,204 | 2,637 | +20% | 0 | 0 | — |
▸case-15 An account holds 90% in a single semiconductor foundry stock. The owner asks for risk evaluation and wants vague advice like 'be careful'. Provide a clear risk assessment with concrete adjustment suggestions. | pass→pass | 17,064 | 18,082 | +6% | 1 | 1 | 0% | 2,680 | 2,901 | +8% | 0 | 0 | — |
▸case-16 An investor has 95% of total net worth in a single penny stock company facing regulatory investigation. Determine the concentration risk level. | pass→pass | 8,943 | 15,689 | +75% | 1 | 1 | 0% | 1,162 | 2,731 | +135% | 0 | 0 | — |
▸case-17 A client designated as risk-averse has 70% in concentrated single-stock tech equities. The client wants to know if this matches their asset profile. | pass→pass | 11,053 | 13,990 | +27% | 1 | 1 | 0% | 1,757 | 2,459 | +40% | 0 | 0 | — |
▸case-18 Provide a quick warning summary for a portfolio with 85% exposure to renewable energy penny stocks. A colleague suggested listing suggested actions first before stating the risk level. Provide the warning summary. | fail→fail | 6,310 | 9,777 | +55% | 1 | 1 | 0% | 927 | 1,847 | +99% | 0 | 0 | — |
▸case-19 Generate a standard concentration report for a portfolio with 70% in financial sector stocks. Ensure all five standard concentration analysis sections are present in sequence. | pass→pass | 16,085 | 14,248 | -11% | 1 | 1 | 0% | 2,766 | 2,391 | -14% | 0 | 0 | — |
▸case-20 Can you build a 3-statement DCF financial valuation model for Apple Inc. (AAPL) including revenue growth assumptions and terminal value discount rates? | pass→fail | 32,667 | 31,911 | -2% | 1 | 1 | 0% | 6,941 | 6,441 | -7% | 0 | 0 | — |
▸case-21 I sold 500 shares of Microsoft stock at $400 per share which I bought at $200 per share two years ago in California. How much federal and state long-term capital gains tax will I owe? | pass→fail | 14,377 | 12,557 | -13% | 1 | 1 | 0% | 2,917 | 2,679 | -8% | 0 | 0 | — |
▸case-22 What is the expected trajectory of the Federal Reserve benchmark interest rate over the next four quarters and how will GDP growth be impacted? | pass→fail | 17,288 | 20,136 | +16% | 1 | 1 | 0% | 2,761 | 3,418 | +24% | 0 | 0 | — |