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当用户需要对银行对公授信场景中的授信申报材料进行完整性核验、缺件识别、有效性检查、版本一致性检查、签章核验、补件清单生成、材料审核意见撰写时，使用此技能。 适用于授信材料初审、预审、送审前复核、补件管理、材料台账整理、审查清单核对等场景。 当用户要求输出材料缺失项、材料过期项、材料矛盾项、待补充说明项、审核结论、补件通知时，应优先触发本技能。
Passed 18 of 24 test cases with the skill, and 13 of 24 without it.
and 3 more in the full report
5 fixed13 passed either way6 still failing0 broke
Tokens, turns and time describe resource use, not a dollar price.
One of 5 test cases the skill fixed. Same model, same prompt, with and without the skill.
客户经理仅发送了一份‘已接收材料清单表格’，包含：1. 营业执照复印件；2. 法人身份证；3. 2023年财务报表。未提供任何文件正文正本。请按照快速响应策略对该材料清单进行初审评估。
| Checked | Without skill | With skill |
|---|---|---|
| Formats the evaluation as a tabular material register based on the provided list of items. | Passed | Passed |
| Lists high-probability missing items including articles of association and multi-year financial audit reports. | Missed | Passed |
The instructions your model reads when the skill loads.
授信材料完整性核验助手
本技能用于银行对公金融授信场景下的材料审核工作，重点解决“材料是否齐全、是否有效、是否一致、是否满足送审要求”四类问题。
本技能不直接替代授信审批结论，也不对客户授信是否准入作最终判断；其主要职责是完成材料层面的审核、核对、归类、缺口识别与补件建议输出。
理想输入包括但不限于：
若用户未提供完整清单，也应先基于当前信息输出：
test cases passed, vs 13 / 24 without
Published skills whose descriptions closely match this one, with their headline benchmark lift.
More skills from the same source and nearby in the registry, with their headline benchmark lift.