Install any skill in seconds. Free to start, no credit card required.
Get Started Free →Estimate the intrinsic value of a public company using DCF, relative (peer multiple) and sum-of-parts (SOTP) methods, then triangulate to an implied share price with upside/downside versus the current market price.
3/3 safety checks passed
45%41%of test cases passed -5 pts
Passed 9 of 22 test cases with the skill, and 10 of 22 without it.
4 fixed5 passed either way8 still failing5 broke
This benchmark measured an earlier version of the skill.
A newer attempt on gemini-3.8-flash on 11/1/2026 did not produce a publishable comparison (graded differently). The snapshot above is the previously measured run.
Adds every file the skill has, pinned so you can update it. No account needed.
pip install "decimalai>=0.15"
decimalai skills add himself65-company-valuation
claude --plugin-dir "$(git rev-parse --show-toplevel 2>/dev/null || pwd)/.agents"The same install from Python, for a notebook or a setup script.
pip install "decimalai>=0.15"from decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
print("Added. Start Claude Code with the command below.")claude --plugin-dir "$(git rev-parse --show-toplevel 2>/dev/null || pwd)/.agents"Type these in a Claude Code session. No account or API key. It writes the skill and any files it bundles, and asks first when its safety rating isn't Passed.
/plugin marketplace add decimal-labs/decimalai-claude-plugins
/plugin install decimalai@decimalai/decimalai:install himself65-company-valuationThe plugin needs python3 and curl on your machine.
No Python or account. Claude Code picks it up in its next session.
curl -fsSL --create-dirs -o .claude/skills/himself65-company-valuation/SKILL.md https://app.decimal.ai/s/himself65-company-valuation/SKILL.md.claude/skills/himself65-company-valuation/SKILL.mdThis gets SKILL.md only. The skill's 4 other files are not included.
agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[claude-agent-sdk]"
decimalai skills add himself65-company-valuationimport asyncio
from claude_agent_sdk import ClaudeAgentOptions
from decimalai.claude_agent_sdk import agent_config
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
async def main():
question = "Hello!"
async with support.run(question) as run: # one user message, one run
async for message in run.query(options=ClaudeAgentOptions(max_turns=6)):
print(message)
# In a notebook or async code: await main()
asyncio.run(main())Prefer its own loader? ClaudeAgentOptions(plugins=[skills_plugin()], skills="all") reads the same folder. Use one or the other: a skill delivered both ways reaches the prompt twice.
The same install from Python, for a notebook or a setup script. agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[claude-agent-sdk]"from decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
import asyncio
from claude_agent_sdk import ClaudeAgentOptions
from decimalai.claude_agent_sdk import agent_config
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
async def main():
question = "Hello!"
async with support.run(question) as run: # one user message, one run
async for message in run.query(options=ClaudeAgentOptions(max_turns=6)):
print(message)
# In a notebook or async code: await main()
asyncio.run(main())Prefer its own loader? ClaudeAgentOptions(plugins=[skills_plugin()], skills="all") reads the same folder. Use one or the other: a skill delivered both ways reaches the prompt twice.
No DecimalAI package. The whole skill goes in every prompt, and nothing pins or updates it.
.agents/skills/himself65-company-valuation/SKILL.mdimport asyncio
from pathlib import Path
from claude_agent_sdk import ClaudeAgentOptions, query
skill = Path(".agents/skills/himself65-company-valuation/SKILL.md").read_text()
options = ClaudeAgentOptions(system_prompt=f"You are a helpful agent.\n\n{skill}", max_turns=6)
async def main():
async for message in query(prompt="Hello!", options=options):
print(message)
# In a notebook or async code: await main()
asyncio.run(main())This gets SKILL.md only. The skill's 4 other files are not included.
agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[openai-agents]"
decimalai skills add himself65-company-valuationfrom agents import Agent, Runner
from decimalai.openai_agents import agent_config
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
agent = Agent(
name=support.name,
instructions=support.instructions, # your prompt, then the skill list
tools=[*support.tools], # your tools, then load_skill
)
# In a notebook or async code: result = await Runner.run(agent, "Hello!")
result = Runner.run_sync(agent, "Hello!")Using SandboxAgent? capabilities=[Shell(), decimalai.openai_agents.sandbox_skills()] points its own loader at the same folder.
The same install from Python, for a notebook or a setup script. agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[openai-agents]"from decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
from agents import Agent, Runner
from decimalai.openai_agents import agent_config
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
agent = Agent(
name=support.name,
instructions=support.instructions, # your prompt, then the skill list
tools=[*support.tools], # your tools, then load_skill
)
# In a notebook or async code: result = await Runner.run(agent, "Hello!")
result = Runner.run_sync(agent, "Hello!")Using SandboxAgent? capabilities=[Shell(), decimalai.openai_agents.sandbox_skills()] points its own loader at the same folder.
No DecimalAI package. The whole skill goes in every prompt, and nothing pins or updates it.
.agents/skills/himself65-company-valuation/SKILL.mdfrom pathlib import Path
from agents import Agent, Runner
skill = Path(".agents/skills/himself65-company-valuation/SKILL.md").read_text()
agent = Agent(name="support", instructions=f"You are a helpful agent.\n\n{skill}")
# In a notebook or async code: result = await Runner.run(agent, "Hello!")
result = Runner.run_sync(agent, "Hello!")This gets SKILL.md only. The skill's 4 other files are not included.
agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[openai]"
decimalai skills add himself65-company-valuationimport json
from openai import OpenAI
from decimalai.openai import agent_config
client = OpenAI()
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
def lookup_order(order_id: str) -> str:
return f"Order {order_id} shipped yesterday."
# Your tools, as Chat Completions takes them, and what answers each.
TOOLS = [{"type": "function", "function": {
"name": "lookup_order",
"description": "Look up the status of an order.",
"parameters": {"type": "object", "properties": {"order_id": {"type": "string"}},
"required": ["order_id"]},
}}]
FUNCTIONS = {"lookup_order": lookup_order}
question = "Where is order A1001?"
with support.run(question) as run: # one user message, one run
# run.system is your prompt, then the skill list.
messages = [{"role": "system", "content": run.system}, run.message]
while True:
reply = client.chat.completions.create(
model="gpt-5.4-mini",
messages=messages,
tools=[*TOOLS, *run.tools], # your tools, then load_skill
).choices[0].message
messages.append(reply)
if not reply.tool_calls:
break
for call in reply.tool_calls:
# load_skill is answered by the run; your own tools by FUNCTIONS.
function = FUNCTIONS.get(call.function.name)
messages.append(run.tool_result(call) or {
"role": "tool", "tool_call_id": call.id,
"content": function(**json.loads(call.function.arguments)) if function
else f"There is no tool named {call.function.name!r}.",
})
print(reply.content)
# The Responses API takes run.response_tools instead of run.tools.The same install from Python, for a notebook or a setup script. agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[openai]"from decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
import json
from openai import OpenAI
from decimalai.openai import agent_config
client = OpenAI()
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
def lookup_order(order_id: str) -> str:
return f"Order {order_id} shipped yesterday."
# Your tools, as Chat Completions takes them, and what answers each.
TOOLS = [{"type": "function", "function": {
"name": "lookup_order",
"description": "Look up the status of an order.",
"parameters": {"type": "object", "properties": {"order_id": {"type": "string"}},
"required": ["order_id"]},
}}]
FUNCTIONS = {"lookup_order": lookup_order}
question = "Where is order A1001?"
with support.run(question) as run: # one user message, one run
# run.system is your prompt, then the skill list.
messages = [{"role": "system", "content": run.system}, run.message]
while True:
reply = client.chat.completions.create(
model="gpt-5.4-mini",
messages=messages,
tools=[*TOOLS, *run.tools], # your tools, then load_skill
).choices[0].message
messages.append(reply)
if not reply.tool_calls:
break
for call in reply.tool_calls:
# load_skill is answered by the run; your own tools by FUNCTIONS.
function = FUNCTIONS.get(call.function.name)
messages.append(run.tool_result(call) or {
"role": "tool", "tool_call_id": call.id,
"content": function(**json.loads(call.function.arguments)) if function
else f"There is no tool named {call.function.name!r}.",
})
print(reply.content)
# The Responses API takes run.response_tools instead of run.tools.No DecimalAI package. The whole skill goes in every prompt, and nothing pins or updates it.
.agents/skills/himself65-company-valuation/SKILL.mdfrom pathlib import Path
from openai import OpenAI
client = OpenAI()
skill = Path(".agents/skills/himself65-company-valuation/SKILL.md").read_text()
reply = client.chat.completions.create(
model="gpt-5.4-mini",
messages=[
{"role": "system", "content": f"You are a helpful agent.\n\n{skill}"},
{"role": "user", "content": "Hello!"},
],
).choices[0].messageThis gets SKILL.md only. The skill's 4 other files are not included.
agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[anthropic]"
decimalai skills add himself65-company-valuationimport anthropic
from decimalai.anthropic import agent_config
client = anthropic.Anthropic()
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
question = "Hello!"
with support.run(question) as run: # one user message, one run
answer = client.beta.messages.tool_runner(
model="claude-haiku-5-5",
max_tokens=4096,
system=run.system, # your prompt, then the skill list
tools=[*run.tools], # your tools, then load_skill
messages=[{"role": "user", "content": question}],
).until_done()The same install from Python, for a notebook or a setup script. agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[anthropic]"from decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
import anthropic
from decimalai.anthropic import agent_config
client = anthropic.Anthropic()
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
question = "Hello!"
with support.run(question) as run: # one user message, one run
answer = client.beta.messages.tool_runner(
model="claude-haiku-5-5",
max_tokens=4096,
system=run.system, # your prompt, then the skill list
tools=[*run.tools], # your tools, then load_skill
messages=[{"role": "user", "content": question}],
).until_done()No DecimalAI package. The whole skill goes in every prompt, and nothing pins or updates it.
.agents/skills/himself65-company-valuation/SKILL.mdfrom pathlib import Path
import anthropic
client = anthropic.Anthropic()
skill = Path(".agents/skills/himself65-company-valuation/SKILL.md").read_text()
reply = client.messages.create(
model="claude-haiku-5-5",
max_tokens=4096,
system=f"You are a helpful agent.\n\n{skill}",
messages=[{"role": "user", "content": "Hello!"}],
)This gets SKILL.md only. The skill's 4 other files are not included.
agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[google-genai]"
decimalai skills add himself65-company-valuationfrom google import genai
from google.genai import types
from decimalai.google_genai import agent_config
client = genai.Client()
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
def lookup_order(order_id: str) -> str:
return f"Order {order_id} shipped yesterday."
# Your functions, as declarations for the model, and what answers each.
TOOLS = [{"function_declarations": [{
"name": "lookup_order",
"description": "Look up the status of an order.",
"parameters_json_schema": {"type": "object", "properties": {"order_id": {"type": "string"}},
"required": ["order_id"]},
}]}]
FUNCTIONS = {"lookup_order": lookup_order}
question = "Where is order A1001?"
with support.run(question) as run: # one user message, one run
config = types.GenerateContentConfig(
system_instruction=run.system, # your prompt, then the skill list
tools=[*TOOLS, *run.tool_params], # your functions, then load_skill
)
contents = [{"role": "user", "parts": [{"text": run.message}]}]
while True:
response = client.models.generate_content(
model="gemini-3.5-flash", contents=contents, config=config,
)
if not response.function_calls:
break
contents.append(response.candidates[0].content)
parts = []
for call in response.function_calls:
# load_skill is answered by the run; your own functions by FUNCTIONS.
# A loop of your own rather than automatic function calling, which
# raises KeyError when the model asks for a function you did not pass.
function = FUNCTIONS.get(call.name)
parts.append(run.tool_result(call) or {"function_response": {
"name": call.name, "id": call.id,
"response": {"result": function(**(call.args or {})) if function
else f"There is no function named {call.name!r}."},
}})
contents.append({"role": "user", "parts": parts})
print(response.text)The same install from Python, for a notebook or a setup script. agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[google-genai]"from decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
from google import genai
from google.genai import types
from decimalai.google_genai import agent_config
client = genai.Client()
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
def lookup_order(order_id: str) -> str:
return f"Order {order_id} shipped yesterday."
# Your functions, as declarations for the model, and what answers each.
TOOLS = [{"function_declarations": [{
"name": "lookup_order",
"description": "Look up the status of an order.",
"parameters_json_schema": {"type": "object", "properties": {"order_id": {"type": "string"}},
"required": ["order_id"]},
}]}]
FUNCTIONS = {"lookup_order": lookup_order}
question = "Where is order A1001?"
with support.run(question) as run: # one user message, one run
config = types.GenerateContentConfig(
system_instruction=run.system, # your prompt, then the skill list
tools=[*TOOLS, *run.tool_params], # your functions, then load_skill
)
contents = [{"role": "user", "parts": [{"text": run.message}]}]
while True:
response = client.models.generate_content(
model="gemini-3.5-flash", contents=contents, config=config,
)
if not response.function_calls:
break
contents.append(response.candidates[0].content)
parts = []
for call in response.function_calls:
# load_skill is answered by the run; your own functions by FUNCTIONS.
# A loop of your own rather than automatic function calling, which
# raises KeyError when the model asks for a function you did not pass.
function = FUNCTIONS.get(call.name)
parts.append(run.tool_result(call) or {"function_response": {
"name": call.name, "id": call.id,
"response": {"result": function(**(call.args or {})) if function
else f"There is no function named {call.name!r}."},
}})
contents.append({"role": "user", "parts": parts})
print(response.text)No DecimalAI package. The whole skill goes in every prompt, and nothing pins or updates it.
.agents/skills/himself65-company-valuation/SKILL.mdfrom pathlib import Path
from google import genai
from google.genai import types
client = genai.Client()
skill = Path(".agents/skills/himself65-company-valuation/SKILL.md").read_text()
response = client.models.generate_content(
model="gemini-3.5-flash",
contents="Hello!",
config=types.GenerateContentConfig(system_instruction=f"You are a helpful agent.\n\n{skill}"),
)This gets SKILL.md only. The skill's 4 other files are not included.
agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[langchain]" langchain-openai
decimalai skills add himself65-company-valuationfrom langchain.agents import create_agent
from decimalai.langchain import agent_config
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
agent = create_agent(
"openai:gpt-5.4-mini",
tools=[], # your tools; the middleware adds load_skill
middleware=[support.middleware], # your prompt, the skill list and load_skill
)
result = agent.invoke({"messages": [{"role": "user", "content": "Hello!"}]})The same install from Python, for a notebook or a setup script. agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[langchain]" langchain-openaifrom decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
from langchain.agents import create_agent
from decimalai.langchain import agent_config
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
agent = create_agent(
"openai:gpt-5.4-mini",
tools=[], # your tools; the middleware adds load_skill
middleware=[support.middleware], # your prompt, the skill list and load_skill
)
result = agent.invoke({"messages": [{"role": "user", "content": "Hello!"}]})No DecimalAI package. The whole skill goes in every prompt, and nothing pins or updates it.
.agents/skills/himself65-company-valuation/SKILL.mdfrom pathlib import Path
from langchain.agents import create_agent
skill = Path(".agents/skills/himself65-company-valuation/SKILL.md").read_text()
agent = create_agent("openai:gpt-5.4-mini", tools=[], system_prompt=f"You are a helpful agent.\n\n{skill}")
result = agent.invoke({"messages": [{"role": "user", "content": "Hello!"}]})This gets SKILL.md only. The skill's 4 other files are not included.
CrewAI's own skill loader reads the installed folder. No DecimalAI account needed.
pip install "decimalai>=0.16" "crewai>=1.15.27"
decimalai skills add himself65-company-valuationimport decimalai.crewai
from crewai import Agent, Crew, Task
agent = Agent(
role="Support", goal="Help the customer", backstory="A support agent.",
llm=llm, # your own CrewAI LLM
skills=decimalai.crewai.skills(), # the installed folder
tools=decimalai.crewai.skill_tools(), # reads a skill's files, runs its scripts
)
task = Task(description="Hello!", expected_output="an answer", agent=agent)
Crew(agents=[agent], tasks=[task]).kickoff()The same install from Python, for a notebook or a setup script. CrewAI's own skill loader reads the installed folder. No DecimalAI account needed.
pip install "decimalai>=0.16" "crewai>=1.15.27"from decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
import decimalai.crewai
from crewai import Agent, Crew, Task
agent = Agent(
role="Support", goal="Help the customer", backstory="A support agent.",
llm=llm, # your own CrewAI LLM
skills=decimalai.crewai.skills(), # the installed folder
tools=decimalai.crewai.skill_tools(), # reads a skill's files, runs its scripts
)
task = Task(description="Hello!", expected_output="an answer", agent=agent)
Crew(agents=[agent], tasks=[task]).kickoff()No DecimalAI package. CrewAI's own loader reads the folder, and nothing pins or updates it.
.agents/skills/himself65-company-valuation/SKILL.mdfrom pathlib import Path
from crewai import Agent, Crew, Task
agent = Agent(
role="Support", goal="Help the customer", backstory="A support agent.",
llm=llm, # your own CrewAI LLM
skills=[Path(".agents/skills")],
)
task = Task(description="Hello!", expected_output="an answer", agent=agent)
Crew(agents=[agent], tasks=[task]).kickoff()This gets SKILL.md only. The skill's 4 other files are not included.
agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[adk]"
decimalai skills add himself65-company-valuationfrom decimalai.adk import DecimalAIPlugin, agent_config
from google.adk.agents import LlmAgent
from google.adk.apps import App
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
agent = LlmAgent(
name="support", # ADK needs a Python identifier
model="gemini-3.5-flash",
instruction=support.instruction, # your prompt, then the skill list
tools=[*support.tools], # your tools, then load_skill
)
# DecimalAIPlugin makes each invocation of runners built from this App one trace.
app = App(name="support", root_agent=agent, plugins=[DecimalAIPlugin()])Prefer ADK's own loader? SkillToolset(skills=decimalai.adk.skills(), ...) reads the same folder. Use one or the other: a skill delivered both ways reaches the prompt twice.
The same install from Python, for a notebook or a setup script. agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[adk]"from decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
from decimalai.adk import DecimalAIPlugin, agent_config
from google.adk.agents import LlmAgent
from google.adk.apps import App
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
agent = LlmAgent(
name="support", # ADK needs a Python identifier
model="gemini-3.5-flash",
instruction=support.instruction, # your prompt, then the skill list
tools=[*support.tools], # your tools, then load_skill
)
# DecimalAIPlugin makes each invocation of runners built from this App one trace.
app = App(name="support", root_agent=agent, plugins=[DecimalAIPlugin()])Prefer ADK's own loader? SkillToolset(skills=decimalai.adk.skills(), ...) reads the same folder. Use one or the other: a skill delivered both ways reaches the prompt twice.
No DecimalAI package. The whole skill goes in every prompt, and nothing pins or updates it.
.agents/skills/himself65-company-valuation/SKILL.mdfrom pathlib import Path
from google.adk.agents import LlmAgent
skill = Path(".agents/skills/himself65-company-valuation/SKILL.md").read_text()
agent = LlmAgent(
name="support",
model="gemini-3.5-flash",
instruction=lambda context: f"You are a helpful agent.\n\n{skill}",
)This gets SKILL.md only. The skill's 4 other files are not included.
agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[pydantic-ai]"
decimalai skills add himself65-company-valuationfrom pydantic_ai import Agent
from decimalai.pydantic_ai import agent_config
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
agent = Agent(
"openai:gpt-4o-mini",
name=support.name,
tools=[], # your tools; the capability adds load_skill
capabilities=[support], # your prompt, the skill list and load_skill
)
# In a notebook or async code: result = await agent.run("Hello!")
result = agent.run_sync("Hello!")On the Pydantic AI harness, decimalai.pydantic_ai_harness.skills(project) uses its own loader instead.
The same install from Python, for a notebook or a setup script. agent_config() hands your agent the skill. With no DecimalAI key it reads your project's files and sends nothing. Needs SDK 0.27 or newer.
pip install "decimalai[pydantic-ai]"from decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
from pydantic_ai import Agent
from decimalai.pydantic_ai import agent_config
# With no DECIMAL_API_KEY this reads the skills your project lists, from disk.
support = agent_config("support", fallback="You are a helpful agent.")
agent = Agent(
"openai:gpt-4o-mini",
name=support.name,
tools=[], # your tools; the capability adds load_skill
capabilities=[support], # your prompt, the skill list and load_skill
)
# In a notebook or async code: result = await agent.run("Hello!")
result = agent.run_sync("Hello!")On the Pydantic AI harness, decimalai.pydantic_ai_harness.skills(project) uses its own loader instead.
No DecimalAI package. The whole skill goes in every prompt, and nothing pins or updates it.
.agents/skills/himself65-company-valuation/SKILL.mdfrom pathlib import Path
from pydantic_ai import Agent
skill = Path(".agents/skills/himself65-company-valuation/SKILL.md").read_text()
agent = Agent("openai:gpt-4o-mini", instructions=f"You are a helpful agent.\n\n{skill}")
# In a notebook or async code: result = await agent.run("Hello!")
result = agent.run_sync("Hello!")This gets SKILL.md only. The skill's 4 other files are not included.
Deep Agents' own skill loader reads the installed folder. No DecimalAI account needed.
pip install "decimalai>=0.16" deepagents
decimalai skills add himself65-company-valuationimport decimalai.deepagents
from deepagents import create_deep_agent
agent = create_deep_agent(model=model, **decimalai.deepagents.skills())
agent.invoke({"messages": [{"role": "user", "content": "Hello!"}]})The default backend reads files but has no shell. To run a skill's scripts, pass skills(backend=LocalShellBackend(...)).
The same install from Python, for a notebook or a setup script. Deep Agents' own skill loader reads the installed folder. No DecimalAI account needed.
pip install "decimalai>=0.16" deepagentsfrom decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
import decimalai.deepagents
from deepagents import create_deep_agent
agent = create_deep_agent(model=model, **decimalai.deepagents.skills())
agent.invoke({"messages": [{"role": "user", "content": "Hello!"}]})The default backend reads files but has no shell. To run a skill's scripts, pass skills(backend=LocalShellBackend(...)).
No DecimalAI package. The whole skill goes in every prompt, and nothing pins or updates it.
.agents/skills/himself65-company-valuation/SKILL.mdfrom pathlib import Path
from deepagents import create_deep_agent
skill = Path(".agents/skills/himself65-company-valuation/SKILL.md").read_text()
agent = create_deep_agent(model=model, system_prompt=f"You are a helpful agent.\n\n{skill}")
agent.invoke({"messages": [{"role": "user", "content": "Hello!"}]})This gets SKILL.md only. The skill's 4 other files are not included.
Its own skill loader reads the installed folder. No DecimalAI account needed.
pip install "decimalai>=0.16" agent-framework
decimalai skills add himself65-company-valuationimport asyncio
from agent_framework import Agent
from decimalai.agent_framework import skills
agent = Agent(client=client, instructions="You are a helpful agent.", context_providers=[skills()])
asyncio.run(agent.run("Hello!"))It caches skills by default, so restart the process after decimalai skills update.
The same install from Python, for a notebook or a setup script. Its own skill loader reads the installed folder. No DecimalAI account needed.
pip install "decimalai>=0.16" agent-frameworkfrom decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
import asyncio
from agent_framework import Agent
from decimalai.agent_framework import skills
agent = Agent(client=client, instructions="You are a helpful agent.", context_providers=[skills()])
asyncio.run(agent.run("Hello!"))It caches skills by default, so restart the process after decimalai skills update.
No DecimalAI package. The whole skill goes in every prompt, and nothing pins or updates it.
.agents/skills/himself65-company-valuation/SKILL.mdimport asyncio
from pathlib import Path
from agent_framework import Agent
skill = Path(".agents/skills/himself65-company-valuation/SKILL.md").read_text()
agent = Agent(client=client, instructions=f"You are a helpful agent.\n\n{skill}")
asyncio.run(agent.run("Hello!"))This gets SKILL.md only. The skill's 4 other files are not included.
Strands' own skill loader reads the installed folder. No DecimalAI account needed.
pip install "decimalai>=0.16" strands-agents
decimalai skills add himself65-company-valuationfrom decimalai.strands import skills
from strands import Agent
from strands.vended_tools import file_editor, shell
agent = Agent(
model=model, # always pass one: the default is Amazon Bedrock
system_prompt="You are a helpful agent.",
tools=[file_editor, shell],
plugins=[skills()],
)
agent("Hello!")Strands loads an agent's skills once, so build the agent again after decimalai skills update.
The same install from Python, for a notebook or a setup script. Strands' own skill loader reads the installed folder. No DecimalAI account needed.
pip install "decimalai>=0.16" strands-agentsfrom decimalai import skillpkg
# Writes .agents/skills and .decimal/skills.toml. Safe to run twice.
result = skillpkg.add("himself65-company-valuation")
if result.exit_code:
raise SystemExit(result.problems)
from decimalai.strands import skills
from strands import Agent
from strands.vended_tools import file_editor, shell
agent = Agent(
model=model, # always pass one: the default is Amazon Bedrock
system_prompt="You are a helpful agent.",
tools=[file_editor, shell],
plugins=[skills()],
)
agent("Hello!")Strands loads an agent's skills once, so build the agent again after decimalai skills update.
No DecimalAI package. The whole skill goes in every prompt, and nothing pins or updates it.
.agents/skills/himself65-company-valuation/SKILL.mdfrom pathlib import Path
from strands import Agent
skill = Path(".agents/skills/himself65-company-valuation/SKILL.md").read_text()
agent = Agent(model=model, system_prompt=f"You are a helpful agent.\n\n{skill}")
agent("Hello!")This gets SKILL.md only. The skill's 4 other files are not included.
Adds every file the skill has, pinned so you can update it. Cursor, Copilot, Cline and Warp read this folder by themselves.
pip install "decimalai>=0.15"
decimalai skills add himself65-company-valuationNo Python or account. Cursor, Copilot, Cline and Warp read this folder by themselves.
curl -fsSL --create-dirs -o .agents/skills/himself65-company-valuation/SKILL.md https://app.decimal.ai/s/himself65-company-valuation/SKILL.md.agents/skills/himself65-company-valuation/SKILL.mdThis gets SKILL.md only. The skill's 4 other files are not included.
Give its text to your model as instructions. No account or package needed.
This gets SKILL.md only. The skill's 4 other files are not included.
Raw files: /s/himself65-company-valuation/SKILL.md · /s/himself65-company-valuation.json
Fetch the file and give its text to your model as instructions. No account or package needed.
curl -fsSL https://app.decimal.ai/s/himself65-company-valuation/SKILL.mdcurl -fsSL https://app.decimal.ai/s/himself65-company-valuation.jsonThis gets SKILL.md only. The skill's 4 other files are not included.
You don't need a DecimalAI account.
Saved prompts and skills, pinned versions, and traces of this skill in your runs. DecimalAI does not run your agent.
Claude Code reads files from your project, so DecimalAI config does not apply there.
On Claude Agent SDK: save the skill to an agent here, set DECIMAL_API_KEY, and the same code uses it with no command to run. Changes you save reach the next run with no redeploy.
On OpenAI Agents: save the skill to an agent here, set DECIMAL_API_KEY, and the same code uses it with no command to run. Changes you save reach the next run with no redeploy.
On OpenAI SDK: save the skill to an agent here, set DECIMAL_API_KEY, and the same code uses it with no command to run. Changes you save reach the next run with no redeploy.
On Anthropic: save the skill to an agent here, set DECIMAL_API_KEY, and the same code uses it with no command to run. Changes you save reach the next run with no redeploy.
On Gemini API: save the skill to an agent here, set DECIMAL_API_KEY, and the same code uses it with no command to run. Changes you save reach the next run with no redeploy.
On LangChain: save the skill to an agent here, set DECIMAL_API_KEY, and the same code uses it with no command to run. Changes you save reach the next run with no redeploy.
On CrewAI: set DECIMAL_API_KEY and add decimalai.init(crewai=True) to record runs and skill use. The skill version stays in your repo.
On Google ADK: save the skill to an agent here, set DECIMAL_API_KEY, and the same code uses it with no command to run. Changes you save reach the next run with no redeploy.
On Pydantic AI: save the skill to an agent here, set DECIMAL_API_KEY, and the same code uses it with no command to run. Changes you save reach the next run with no redeploy.
On Deep Agents: set DECIMAL_API_KEY and add decimalai.init(langchain=True) to record runs and skill use. The skill version stays in your repo.
On Microsoft Agent Framework: set DECIMAL_API_KEY and add decimalai.init(otel=True, agent_name="support") to record runs and skill use. The skill version stays in your repo.
On Strands: set DECIMAL_API_KEY and add decimalai.init(otel=True, agent_name="support") to record runs and skill use. The skill version stays in your repo.
Editors read files from your project, so DecimalAI config does not apply there.
Anywhere else: record a use with decimalai.log_skill_activation() inside a trace.
If your host has not already executed the shell probes below (for example, in Codex), run the commands inside the ! wrappers with its shell tool before choosing a setup path. Use the actual output; if shell access is unavailable, report that limitation.
Triangulates intrinsic value via three methods, then blends them to an implied share price:
Always present a WACC × terminal-growth sensitivity table and Bull/Base/Bear scenarios.
Disclaimer: Research/educational output. Not financial advice.
Detect data source and runtime deps. The skill supports 2 method paths — pick the richest one available.
Environment status:
!`python3 -c "exec('try:\n import yfinance, numpy, pandas\n print(\'YFIN_OK\')\nexcept Exception:\n print(\'YFIN_MISSING\')')"`
!`python3 -c "exec('try:\n import yfinance as yf\n t=yf.Ticker(\'^TNX\')\n p=t.fast_info.last_price\n print(f\'RF_10Y={p/100:.4f}\')\nexcept Exception:\n print(\'RF_FETCH_FAIL\')')"`
Decision tree:
| Condition | Method path |
|---|---|
YFIN_OK | Path A (primary): yfinance for financials + peer multiples |
YFIN_MISSING | Path B: pip-install yfinance, then Path A. python3 -m pip install -q yfinance numpy pandas |
RF_FETCH_FAIL | Use default rf = 0.045 and note stale risk-free rate in output |
If RF_10Y= printed, use that value as rf in Step 4d instead of the hardcoded 4.5%.
| Company type | DCF | Relative | SOTP | Fallback |
|---|---|---|---|---|
| Mature cash-flow (CPG, telecom, utilities) | ✅ primary | ✅ | ❌ | — |
| High-growth SaaS / software | ✅ with care | ✅ primary | ❌ | Use EV/Revenue + Rule of 40 |
| Multi-segment conglomerate | ✅ | ✅ | ✅ primary | See references/sotp.md |
| Banks / insurance | ❌ | ✅ (P/B, P/TBV) | ❌ | DDM or excess return; note in output |
| Pre-revenue | ❌ | EV/Revenue only | ❌ | Flag low confidence |
| REITs | ❌ | ✅ (P/FFO, P/AFFO) | ❌ | NAV-based |
| Cyclicals (energy, semis, industrials) | ✅ on mid-cycle | ✅ | sometimes | Normalize through-cycle |
Settle every parameter before pulling data — these defaults apply unless the user overrides them.
| Parameter | Default | Rationale |
|---|---|---|
| Projection horizon | 5 years | Standard explicit forecast window |
Terminal growth g | 2.5% | ~ long-run US GDP |
Risk-free rate rf | Live 10Y UST from Step 1, else 4.5% | Current cost of capital anchor |
Equity risk premium erp | 5.5% | Damodaran mid-range |
| Beta | info['beta'] from yfinance | Market-observed levered beta |
Cost of debt kd | interest_expense / total_debt, else 5.5% | Effective rate; fallback to IG spread |
| Tax rate | 3-yr median effective rate, floored 15%, capped 30% | Strips out one-offs |
| Margin assumptions | 3-yr median of each ratio | Smooths cyclical noise |
| SBC treatment | Cash for software/SaaS; non-cash for industrials/CPG | Industry convention |
| Peer count | 4-6 | Balances signal vs noise |
| Peer multiple | Median (not mean) | Robust to outliers |
| Method weights (no SOTP) | DCF 50% / Relative 50% | Equal triangulation |
| Method weights (with SOTP) | DCF 40% / Relative 30% / SOTP 30% | SOTP gets weight when applicable |
| Sensitivity grid | WACC ±1% in 0.5% steps × g from 1.5-3.5% in 0.5% | 5×5 matrix |
See references/wacc_erp_rates.md for current risk-free rates, ERP tables, and sector WACC benchmarks.
import yfinance as yf
import numpy as np
import pandas as pd
TICKER = "AAPL" # replace
t = yf.Ticker(TICKER)
info = t.info
income_a = t.income_stmt
cashflow_a = t.cashflow
balance_a = t.balance_sheet
income_q = t.quarterly_income_stmt
cashflow_q = t.quarterly_cashflow
earnings_est = t.earnings_estimate
revenue_est = t.revenue_estimate
price = info.get("currentPrice") or info.get("regularMarketPrice")
market_cap = info.get("marketCap")
shares_out = info.get("sharesOutstanding")
total_debt = info.get("totalDebt") or 0
cash = info.get("totalCash") or 0
beta = info.get("beta") or 1.0
sector = info.get("sector")
industry = info.get("industry")
Key financial statement rows (yfinance labels):
| Need | Row |
|---|---|
| Revenue | Total Revenue |
| EBIT | Operating Income |
| Net income | Net Income |
| D&A | Depreciation And Amortization (in cashflow) |
| CapEx | Capital Expenditure (negative) |
| ΔNWC | Change In Working Capital (cashflow) |
| SBC | Stock Based Compensation (cashflow) |
Full methodology + industry-specific tweaks in references/dcf.md. Quick skeleton:
# 4a. Revenue growth path — fade from Y1 (consensus or hist CAGR) to terminal g
rev = income_a.loc["Total Revenue"].dropna().iloc[::-1].values # yfinance columns are newest-first; reverse to oldest -> newest
hist_cagr = (rev[-1] / rev[0]) ** (1 / (len(rev)-1)) - 1
y1 = float(revenue_est.loc["+1y", "growth"]) if "+1y" in revenue_est.index else hist_cagr
g_terminal = 0.025
growth_path = np.linspace(y1, g_terminal + 0.01, 5)
# 4b. Margins — 3y median
ebit_margin = float((income_a.loc["Operating Income"] / income_a.loc["Total Revenue"]).iloc[:3].median())
da_pct = float((cashflow_a.loc["Depreciation And Amortization"] / income_a.loc["Total Revenue"]).iloc[:3].median())
capex_pct = float((cashflow_a.loc["Capital Expenditure"].abs() / income_a.loc["Total Revenue"]).iloc[:3].median())
nwc_pct = float((cashflow_a.loc["Change In Working Capital"].abs() / income_a.loc["Total Revenue"]).iloc[:3].median())
eff_tax = (income_a.loc["Tax Provision"] / income_a.loc["Pretax Income"]).iloc[:3].median()
tax_rate = float(min(0.30, max(0.15, eff_tax))) if pd.notna(eff_tax) else 0.21 # 3y median effective, floored 15%, capped 30%
# 4c. FCFF per year
rev_t = [float(income_a.loc["Total Revenue"].iloc[0])]
fcff = []
for g in growth_path:
rev_t.append(rev_t[-1] * (1 + g))
ebit = rev_t[-1] * ebit_margin
nopat = ebit * (1 - tax_rate)
fcff.append(nopat + rev_t[-1]*da_pct - rev_t[-1]*capex_pct - rev_t[-1]*nwc_pct)
# 4d. WACC
rf, erp, kd = 0.045, 0.055, 0.055 # override rf with live value from Step 1
ke = rf + beta * erp
e_v = market_cap / (market_cap + total_debt)
d_v = 1 - e_v
wacc = e_v*ke + d_v*kd*(1 - tax_rate)
# 4e. Terminal value — compute both, use midpoint
tv_gordon = fcff[-1] * (1 + g_terminal) / (wacc - g_terminal)
tv_exit = (rev_t[-1] * ebit_margin + rev_t[-1] * da_pct) * 15 # peer median EV/EBITDA
tv_base = 0.5 * (tv_gordon + tv_exit)
# 4f. Bridge to equity
pv_fcff = sum(f / (1+wacc)**(i+1) for i, f in enumerate(fcff))
pv_tv = tv_base / (1+wacc)**5
ev = pv_fcff + pv_tv
equity = ev + cash - total_debt
implied_price_dcf = equity / shares_out
Gates: (a) if wacc <= g_terminal → stop, g too aggressive; (b) if pv_tv / ev > 0.85 or < 0.45 → flag and show both TV methods; (c) if wacc is outside the sector sanity band in references/wacc_erp_rates.md → note.
Select 4-6 peers. Peer map and adjustment rules in references/relative_valuation.md.
PEERS = ["MSFT", "ORCL", "CRM", "NOW", "SAP", "WDAY"] # pick by industry
multiples = {}
for p in PEERS:
pi = yf.Ticker(p).info
multiples[p] = {
"pe_fwd": pi.get("forwardPE"),
"ev_rev": pi.get("enterpriseToRevenue"),
"ev_ebitda": pi.get("enterpriseToEbitda"),
"ps": pi.get("priceToSalesTrailing12Months"),
}
med_pe = np.nanmedian([v["pe_fwd"] for v in multiples.values()])
med_ev_rev = np.nanmedian([v["ev_rev"] for v in multiples.values()])
med_ev_eb = np.nanmedian([v["ev_ebitda"] for v in multiples.values()])
eps_ttm = float(income_q.loc["Diluted EPS"].iloc[:4].sum())
rev_ttm = float(income_q.loc["Total Revenue"].iloc[:4].sum())
ebitda_ttm = float(income_q.loc["EBIT"].iloc[:4].sum()) + float(cashflow_q.loc["Depreciation And Amortization"].iloc[:4].sum())
net_debt = total_debt - cash
implied_pe = med_pe * eps_ttm
implied_ev_rev = (med_ev_rev * rev_ttm - net_debt) / shares_out
implied_ev_ebit = (med_ev_eb * ebitda_ttm - net_debt) / shares_out
implied_price_rel = np.nanmedian([implied_pe, implied_ev_rev, implied_ev_ebit])
Adjust peer median ±10-30% if target's growth or margin profile diverges materially. Always state the adjustment and reason. Rule of 40 anchor for SaaS in references/relative_valuation.md.
Skip unless the 10-K reports 2+ operating segments with distinct economics. yfinance does NOT expose segment data — user must supply or parse from filings. Full methodology in references/sotp.md:
SOTP discount = (SOTP price − market price) / SOTP price. Flag if >20% (conglomerate discount).
# Blended implied price
if sotp_price is None:
blended = 0.5*implied_price_dcf + 0.5*implied_price_rel
else:
blended = 0.4*implied_price_dcf + 0.3*implied_price_rel + 0.3*sotp_price
# 5x5 sensitivity grid
wacc_grid = [wacc + dx for dx in (-0.01, -0.005, 0, 0.005, 0.01)]
g_grid = [0.015, 0.020, 0.025, 0.030, 0.035]
sens = {}
for w in wacc_grid:
for g in g_grid:
tv = fcff[-1]*(1+g)/(w-g)
pv = sum(f/(1+w)**(i+1) for i,f in enumerate(fcff)) + tv/(1+w)**5
sens[(w,g)] = (pv + cash - total_debt) / shares_out
Also produce Bull / Base / Bear: shift revenue growth ±300bps, EBIT margin ±200bps, WACC ∓100bps, terminal g 3.0% / 2.5% / 1.5%.
Present the valuation in this order:
| Missing / edge case | Action |
|---|---|
yfinance returns None for beta | Use sector-default beta from references/wacc_erp_rates.md |
| Negative LTM EBITDA | Skip EV/EBITDA multiple; rely on EV/Revenue + DCF |
| Negative LTM EPS | Skip P/E multiple; use forward P/E if positive, else skip |
| Growth > WACC in Gordon | Cap g = wacc − 0.5% and flag |
| Fewer than 3 years history | Use what's available; flag data confidence as "low" |
| Peer data fetch fails | Drop that peer from median; note in output |
| No segment data for SOTP | Skip Section 6; proceed with DCF + Relative only |
references/dcf.md — DCF methodology + industry-specific guidance (software, retail, financials, healthcare, energy, manufacturing, CPG, telecom, REITs, streaming)references/relative_valuation.md — Peer selection, multiple adjustment rules, Rule of 40, peer sets by themereferences/sotp.md — Sum-of-parts methodology, conglomerate discount detection, catalystsreferences/wacc_erp_rates.md — Risk-free rates, equity risk premiums, sector WACC benchmarks, sector-default betasAutomatically, when a task matches. Use this skill whenever the user asks: "what is AAPL worth", "valuation of NVDA", "fair value of TSLA", "intrinsic value", "DCF for MSFT", "build a DCF", "discounted cash flow", "WACC", "terminal value", "implied share price", "upside to fair value", "is X overvalued/undervalued", "re
Published skills whose descriptions closely match this one, with their headline benchmark lift.
Skills that do similar work, with their headline benchmark lift.
From the same source and nearby in the catalogue.