Passive income portfolio analysis — activate when user asks about dividend yields, Treasury rates, REIT income, monthly passive income goals, or portfolio yield optimization. Scans 4 asset classes, ranks by risk-adjusted return, and builds allocations targeting a specific monthly income.
SkillScore77Maintained
Automatic
◆Finance & Accounting pack
Last verified 8/27/2026
What it changes
Passed 17 of 22 test cases with the skill, and 4 of 22 without it.
Without skill18%
With skill77%
Checks it passed that the model alone missed
Allocates the capital across 4 to 6 total positions.
Identifies the tool name analyze_yield_opportunities.
Applies a 0.15 risk penalty to preferred stock positions.
and 17 more in the full report
13 fixed4 passed either way5 still failing0 broke
Pass-rate lift
+59 pp
Tokens
+18%
Agent turns
0%
Response time
-16%
Model gemini-3.6-flashMeasured 8/27/2026v117 of 22 cases passed with skill
Tokens, turns and time describe resource use, not a dollar price.
See it in action
One of 13 test cases the skill fixed. Same model, same prompt, with and without the skill.
1 of 13
Prompt
If live yield data is needed from the yield analysis MCP integration, what endpoint URL and tool name are used to scan income opportunities?
What was checked, without and with the skill
Checked
Without skill
With skill
Identifies the endpoint URL https://api.intuitek.ai/yield/mcp.
Missed
Passed
Identifies the tool name analyze_yield_opportunities.
Missed
Passed
case-18 · gemini-3.6-flash · 8/27/2026 · answers are capped and redacted
What's inside
The instructions your model reads when the skill loads.
SKILL.md113 linessingle file
Yield Intelligence
Passive income analysis across US Treasuries, dividend ETFs, REITs, and preferred stocks. Given a target monthly income and investment amount, returns a ranked opportunity table and optimal allocation.
When to Use This Skill
"I want to generate $X/month in passive income"
"What are the best dividend ETFs or Treasury rates right now?"
"Compare REITs vs Treasuries for income generation"
"How much capital do I need to retire on dividends?"
"Build me a conservative income portfolio"
Limitations
Provides portfolio research support, not personalized financial advice.
Requires live yield, price, tax, and risk data for current recommendations.
Does not account for every user-specific constraint unless the user provides it, including jurisdiction, tax status, and liquidity needs.
Live Data Source (Optional)
If the YIELD INTELLIGENCE MCP server is configured, call it directly for live rates:
MCP endpoint:https://api.intuitek.ai/yield/mcp (no auth required, open access)
Tools:
analyze_yield_opportunities — Scans dividend ETFs, REITs, preferred stocks, and Treasuries; returns ranked opportunities with yield, risk score, and liquidity
optimize_income_portfolio — Builds a portfolio allocation targeting a specific monthly income goal