Use this skill when the user asks for help with corporate credit due diligence, enterprise credit investigation, pre-loan review, borrower analysis, document collection, management interview preparation, risk identification, or drafting due diligence reports in banking corporate finance scenarios. Trigger this skill for requests involving: - 对公授信尽调 - 企业客户授信调查 - 贷前调查与审查 - 授信资料清单整理 - 企业经营与财务风险识别 - 尽调报告、访谈提纲、风险提示、授信分析摘要生成
SkillScore86Maintained
Automatic
◆FinServ Compliance pack
Last verified 8/28/2026
What it changes
Passed 19 of 22 test cases with the skill, and 14 of 22 without it.
Without skill64%
With skill86%
Checks it passed that the model alone missed
Includes current evidence (当前证据) for each identified risk item.
Advises consulting professional legal counsel for legal conclusions.
Includes an explicit section for disclaimer or scope boundary statement (免责声明或边界说明).
and 6 more in the full report
5 fixed14 passed either way3 still failing0 broke
Pass-rate lift
+23 pp
Tokens
+46%
Agent turns
0%
Response time
-1%
Model gemini-3.6-flashMeasured 8/28/2026v119 of 22 cases passed with skill
Tokens, turns and time describe resource use, not a dollar price.
See it in action
One of 5 test cases the skill fixed. Same model, same prompt, with and without the skill.
Includes credit use purpose documents (授信用途资料) in the supplemental document checklist.
Missed
Passed
Includes credit enhancement or collateral documents (增信措施资料) in the supplemental document checklist.
Missed
Passed
Includes an explicit section for disclaimer or scope boundary statement (免责声明或边界说明).
Missed
Passed
case-02 · gemini-3.6-flash · 8/28/2026 · answers are capped and redacted
What's inside
The instructions your model reads when the skill loads.
SKILL.md184 lines10 filesincludes scripts
Purpose
This skill helps the assistant support banking corporate credit due diligence tasks.
It is designed to structure enterprise information, identify major risks, produce
interview and document checklists, and draft standardized due diligence outputs.