▸case-01 Unsere Bank in Deutschland hat eine Zahlungsanweisung in US-Dollar vorliegen, die über ein US-Kreditinstitut geleitet wird und Verbindungen zu einer russischen Gegenpartei sowie einer Zwischenbank in der Türkei aufweist. Bitte erstellen Sie ein strukturiertes Compliance-Prüfungsgutachten für unseren Sanktionsbeauftragten. Das Dokument muss eine vollständige Analyse aller beteiligten Akteure und Zahlungswege enthalten, die einschlägigen europäischen und nationalen Rechtsnormen mit genauen Paragraphen zitieren, grenzüberschreitende Risiken analysieren und eine dokumentierte Entscheidungsvorlage inklusive unmittelbarer Handlungsschritte liefern. | fail→fail | 33,753 | 38,510 | +14% | 1 | 1 | 0% | 5,424 | 7,000 | +29% | 0 | 0 | — |
▸case-02 Ein Firmenkunde beantragt die Eröffnung eines Akkreditivs zugunsten eines iranischen Importeurs, der nicht auf gängigen Sperrlisten steht, jedoch enge Verflechtungen mit staatlichen Stellen aufweist. Verfassen Sie ein förmliches Risikoanalyse-Memo für den Kredit- und Compliance-Ausschuss. Das geforderte Ergebnis ist ein detaillierter Bericht, der die Beteiligten- und Kontrollstrukturen bewertet, die relevanten finanzsanktionsrechtlichen Vorgaben aufschlüsselt, ein datiertes Prüfraster für die Aktenführung bereitstellt und eine klare Empfehlung für die Bearbeitung oder Aussetzung des Geschäfts formuliert. | fail→fail | 37,108 | 36,621 | -1% | 1 | 1 | 0% | 5,052 | 7,511 | +49% | 0 | 0 | — |
▸case-03 Wir evaluieren derzeit den Aufbau einer neuen Korrespondenzbankbeziehung mit einem Finanzinstitut in der Türkei, bei dem potenzielle Risiken der Sanktionsumgehung im Zusammenhang mit Russland bestehen. Erarbeiten Sie ein umfassendes Briefing-Dokument für den Vorstand. Das Ergebnis soll den genauen Workflow zur Risikoklassifizierung darstellen, die notwendigen erweiterten Sorgfaltspflichten und Nachweise aufzeigen, die rechtlichen Grundlagen im Geldwäsche- und Außenwirtschaftsrecht benennen sowie ein lückenloses Protokoll für die finale Entscheidungsvorlage enthalten. | fail→pass | 40,366 | 39,107 | -3% | 1 | 1 | 0% | 4,769 | 7,105 | +49% | 0 | 0 | — |
▸case-04 An export officer wants to determine whether a dual-use CNC milling machine's digital frequency converter falls under ECCN 2B001 on the European Dual-Use list. Provide an export control classification note. | fail→fail | 24,487 | 38,334 | +57% | 1 | 1 | 0% | 3,201 | 7,941 | +148% | 0 | 0 | — |
▸case-05 A compliance manager discovers that a completed export shipment occurred without a required BAFA export license and wants to prepare a formal self-disclosure filing (Selbstanzeige) to BAFA and the main customs office. Provide guidance on filing the disclosure. | fail→fail | 26,990 | 26,412 | -2% | 1 | 1 | 0% | 3,397 | 5,938 | +75% | 0 | 0 | — |
▸case-06 IT engineering wants to tune the Levenshtein distance threshold and Jaro-Winkler weights in the core screening software engine to reduce false positives in automated name matching. Draft technical recommendations. | fail→fail | 28,645 | 32,108 | +12% | 1 | 1 | 0% | 3,981 | 5,734 | +44% | 0 | 0 | — |
▸case-07 A machinery manufacturer asks for an organizational blueprint to set up an Internal Compliance Program (ICP) including export manager operational responsibilities and shipping audit workflows. Draft the blueprint. | fail→fail | 29,138 | 44,840 | +54% | 1 | 1 | 0% | 3,971 | 7,811 | +97% | 0 | 0 | — |
▸case-08 A Frankfurt bank processes a USD payment from a Serbian client routed via a US correspondent bank to a non-sanctioned counterparty. The Relationship Manager argues that since EU regulations do not prohibit Serbia-related USD transfers, no US sanctions risk exists. Write a compliance risk note. | pass→pass | 23,848 | 39,674 | +66% | 1 | 1 | 0% | 2,457 | 5,238 | +113% | 0 | 0 | — |
▸case-09 A German bank is requested to issue financing for an Iranian agricultural importer whose majority stake (51%) is held by an Iranian state organ. A junior analyst suggests reviewing only standard money laundering provisions under GwG. Provide a legal compliance memo. | pass→pass | 27,072 | 31,811 | +18% | 1 | 1 | 0% | 3,441 | 6,720 | +95% | 0 | 0 | — |
▸case-10 An analyst assesses a credit facility offered to a European subsidiary of a Russian industrial parent. The analyst suggests relying only on general German foreign trade statutes without citing European sanction provisions. Write a legal regulatory evaluation. | fail→fail | 28,916 | 31,704 | +10% | 1 | 1 | 0% | 3,153 | 5,332 | +69% | 0 | 0 | — |
▸case-11 A corporate structure investigation reveals two individuals listed on EU sanctions lists each hold a 26% equity share in an unlisted company (totaling 52%). An analyst claims the target company is unlisted and thus unsanctioned. Draft a compliance finding. | fail→fail | 17,808 | 37,341 | +110% | 1 | 1 | 0% | 2,047 | 4,592 | +124% | 0 | 0 | — |
▸case-12 A commercial client attempts to transfer funds from a Russian commercial bank that was removed from the SWIFT messaging network using alternative telex or SPFS communication channels. Operations assumes SWIFT disconnect eliminates all compliance risk. Provide a risk assessment. | pass→pass | 25,610 | 28,724 | +12% | 1 | 1 | 0% | 3,212 | 5,453 | +70% | 0 | 0 | — |
▸case-13 A transaction log entry states "Screening completed via EU/OFAC lists on 12 March - cleared by Compliance". The internal audit team flags this record as insufficient under banking compliance standards. Prepare a remediation note. | pass→pass | 22,775 | 35,952 | +58% | 1 | 1 | 0% | 2,578 | 6,599 | +156% | 0 | 0 | — |
▸case-14 Before establishing a correspondent banking link with a regional bank in Turkey, the onboarding team relies solely on standard KYC questionnaires without assessing Russian circumvention risks. Draft an enhanced due diligence policy memo. | fail→fail | 27,366 | 34,855 | +27% | 1 | 1 | 0% | 2,892 | 5,117 | +77% | 0 | 0 | — |
▸case-15 A bank officer reviews a wire transfer requested by an international non-profit entity flagged for suspected diversion to prohibited militant groups. Draft a legal regulatory memo citing the applicable EU terrorism financing regulation. | pass→pass | 25,429 | 50,640 | +99% | 1 | 1 | 0% | 3,387 | 5,880 | +74% | 0 | 0 | — |
▸case-16 A draft compliance review cites legal grounds as "EU Russia sanctions and GwG". The lead auditor requests formal legal citation standards. Draft a compliance citation rule. | pass→pass | 20,228 | 25,384 | +25% | 1 | 1 | 0% | 2,546 | 4,812 | +89% | 0 | 0 | — |
▸case-17 An automated transaction screening filter hits a positive match for a designated individual on an outgoing international wire transfer. Outline the required operational action protocol. | pass→pass | 35,698 | 33,031 | -7% | 1 | 1 | 0% | 2,577 | 5,051 | +96% | 0 | 0 | — |
▸case-18 A transaction involves a foreign beneficiary that is unsanctioned, but the transaction passes through a sequence of intermediate banks in third countries. The business team claims intermediate banks do not create risk for the origin bank. Draft a compliance assessment. | pass→pass | 23,568 | 27,676 | +17% | 1 | 1 | 0% | 2,688 | 5,033 | +87% | 0 | 0 | — |
▸case-19 A corporate client demands an explanation in plain language after a wire transfer was held for sanctions review. Draft the communication guidance for client service teams. | pass→pass | 25,905 | 24,798 | -4% | 1 | 1 | 0% | 2,543 | 4,496 | +77% | 0 | 0 | — |
▸case-20 Draft a formal transaction audit checklist for cross-border financial transactions subject to international sanctions regimes. | fail→fail | 34,562 | 33,326 | -4% | 1 | 1 | 0% | 3,948 | 6,015 | +52% | 0 | 0 | — |
▸case-21 Identify the specific statutory provisions under German national law that prohibit making economic resources or funds available in payment transactions. | fail→fail | 23,528 | 22,152 | -6% | 1 | 1 | 0% | 3,046 | 4,421 | +45% | 0 | 0 | — |
▸case-22 During a correspondent bank audit, the compliance file for a foreign partner bank is found lacking documentation on ultimate beneficial ownership (UBO) structures. Draft the corrective requirement. | pass→pass | 19,977 | 23,823 | +19% | 1 | 1 | 0% | 1,977 | 4,418 | +123% | 0 | 0 | — |
▸case-23 An employee suggests pasting non-public banking transaction details and client names into a third-party public web translation service to process foreign documents. Draft a compliance warning. | pass→pass | 15,958 | 23,551 | +48% | 1 | 1 | 0% | 1,728 | 4,382 | +154% | 0 | 0 | — |